From 61ae3b0451f9c6a0c7e3ede4be2a41627d731199 Mon Sep 17 00:00:00 2001
From: jackyu66git <jackyu66@gmail.com>
Date: Fri, 7 Aug 2026 18:31:06 +0800
Subject: [PATCH] =?UTF-8?q?feat(ECR-016):=20UserIntelligence=20=E7=94=A8?=
 =?UTF-8?q?=E6=88=B7=E6=B4=9E=E5=AF=9F=E5=8F=AA=E8=AF=BB=E5=88=87=E7=89=87?=
 =?UTF-8?q?=E5=B9=B6=20Closed?=
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Content-Type: text/plain; charset=UTF-8
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聚合 GET /admin/users/:id/insight（报告类型/派生标签/行为快照），admin-h5 洞察 Tab；无 migration / 无 UGC / 无真支付。

Co-authored-by: Cursor <cursoragent@cursor.com>
---
 .ai/domain/entity-catalog.md                  |   6 +-
 .ai/product/feature-map.md                    |   2 +-
 .ai/product/feature-spec/README.md            |   1 +
 .ai/product/feature-spec/ops-admin.md         |   4 +-
 .../feature-spec/ops-user-intelligence.md     |  39 ++
 apps/admin-h5/src/api/client.ts               |  24 +-
 apps/admin-h5/src/pages/UserDetailPage.vue    | 334 ++++++++++++------
 apps/api/internal/handler/admin.go            |   1 +
 apps/api/internal/handler/admin_insight.go    |  35 ++
 .../internal/integration/user_insight_test.go | 124 +++++++
 .../internal/repository/user_insight_repo.go  |  86 +++++
 apps/api/internal/service/admin/insight.go    | 106 ++++++
 .../BD-2026-016-user-intelligence.md          |  24 ++
 docs/CHANGELOG.md                             |   1 +
 docs/CODE_REVIEW/ECR-016.md                   |   9 +
 docs/CONTRACT_DIFF/ECR-016.yaml               |  17 +
 docs/ECR/ECR-016-user-intelligence.md         |  19 +
 .../ECR-016-user-intelligence.md              |   8 +
 docs/HANDOFF/ECR-016-architect-to-engineer.md |   3 +
 docs/HANDOFF/ECR-016-engineer-to-reviewer.md  |   3 +
 .../PRODUCT_SPEC/ECR-016-user-intelligence.md |   3 +
 docs/STATE/ECR-016.md                         |   6 +
 docs/TASKS/TASK-016-ECR016.yaml               |  11 +
 docs/TEST_REPORT/ECR-016.md                   |  31 ++
 docs/TRACEABILITY.md                          |   3 +
 docs/WAVE0/LOOP_AUTHORIZATION.md              |   2 +-
 proto/openapi.yaml                            |  20 ++
 27 files changed, 807 insertions(+), 115 deletions(-)
 create mode 100644 .ai/product/feature-spec/ops-user-intelligence.md
 create mode 100644 apps/api/internal/handler/admin_insight.go
 create mode 100644 apps/api/internal/integration/user_insight_test.go
 create mode 100644 apps/api/internal/repository/user_insight_repo.go
 create mode 100644 apps/api/internal/service/admin/insight.go
 create mode 100644 docs/BACKEND_DESIGN/BD-2026-016-user-intelligence.md
 create mode 100644 docs/CODE_REVIEW/ECR-016.md
 create mode 100644 docs/CONTRACT_DIFF/ECR-016.yaml
 create mode 100644 docs/ECR/ECR-016-user-intelligence.md
 create mode 100644 docs/ENGINEERING_SPEC/ECR-016-user-intelligence.md
 create mode 100644 docs/HANDOFF/ECR-016-architect-to-engineer.md
 create mode 100644 docs/HANDOFF/ECR-016-engineer-to-reviewer.md
 create mode 100644 docs/PRODUCT_SPEC/ECR-016-user-intelligence.md
 create mode 100644 docs/STATE/ECR-016.md
 create mode 100644 docs/TASKS/TASK-016-ECR016.yaml
 create mode 100644 docs/TEST_REPORT/ECR-016.md

diff --git a/.ai/domain/entity-catalog.md b/.ai/domain/entity-catalog.md
index a07efae..63d8ce6 100644
--- a/.ai/domain/entity-catalog.md
+++ b/.ai/domain/entity-catalog.md
@@ -16,9 +16,9 @@ Status: `Draft`
 | Profile | Identity_Profile | UserIntelligence | 已存在 |
 | UserStatus | Identity_Profile | AccountLifecycle | **ECR-013B** 状态机 |
 | AccountStateTransition | Identity_Profile | AccountLifecycle | **ECR-013B** |
-| BehaviorSnapshot | Identity_Profile | UserIntelligence | 未来读模型 |
-| PsychologicalTagSet | Identity_Profile | UserIntelligence | 未来读模型 |
-| MembershipPlan | Membership_Orders | CommerceEntitlement | 配置面后置 ECR |
+| BehaviorSnapshot | Identity_Profile | UserIntelligence | **ECR-016** 读模型（analytics 聚合） |
+| PsychologicalTagSet | Identity_Profile | UserIntelligence | **ECR-016** 由报告 type 派生 |
+| MembershipPlan | Membership_Orders | CommerceEntitlement | **ECR-014 Closed** |
 | Entitlement | Membership_Orders | CommerceEntitlement | 后置 |
 | RedemptionCode | Membership_Orders | CommerceEntitlement | **ECR-015 Closed** |
 | Membership | Membership_Orders | CommerceEntitlement | 已存在 |
diff --git a/.ai/product/feature-map.md b/.ai/product/feature-map.md
index f9833b8..77b6c04 100644
--- a/.ai/product/feature-map.md
+++ b/.ai/product/feature-map.md
@@ -235,7 +235,7 @@ UI **不出现「塔罗」**。禁止神谕吉凶、恐吓话术。
 | Phase A `[Ops]` | 登录 · 用户/订单查询 · 会员授予 · 审计 · `apps/admin-h5`（ECR-006 Closed） |
 | Phase B `[Ops]` | 行为分析：自有埋点 + 管理端「数据」看板（**ECR-007 Closed** · Spec `ops-analytics.md`） |
 | Phase C `[Ops]` | 内容：首页宫格 CRUD · 测评上下架（**ECR-008 Closed** · Spec `ops-content.md`） |
-| Phase D+ | **Contract-First**：**ECR-013A/013B Closed** → **ECR-014** MembershipPlan（Loop continuous）。`docs/WAVE0/LOOP_AUTHORIZATION.md`。 |
+| Phase D+ | **Contract-First**：**ECR-013A/B/014/015 Closed** → **ECR-016** UserIntelligence（Loop）。`docs/WAVE0/LOOP_AUTHORIZATION.md`。 |
 | 排除 | **UGC / 社区广场**（M10.2）仍 `[No]`；真支付最后 |
 
 不计入 P1 Complete；不进入五 Tab。
diff --git a/.ai/product/feature-spec/README.md b/.ai/product/feature-spec/README.md
index 736da22..ab8089e 100644
--- a/.ai/product/feature-spec/README.md
+++ b/.ai/product/feature-spec/README.md
@@ -25,6 +25,7 @@
 | [ops-content.md](ops-content.md) | 运营内容（宫格+测评上下架） | §7 | `admin-h5` `/content` · `GET /home/tools` | Ops-C · ECR-008 Closed |
 | [ops-rbac.md](ops-rbac.md) | 运营 RBAC | §7 | `admin-h5` `/me` permissions · `/admin/roles*` | Ops-D · **ECR-013A Closed** |
 | [ops-redemption-code.md](ops-redemption-code.md) | 兑换码 RedemptionCode | §7 | `admin-h5` `/codes` · `POST /membership/redeem` | Ops-D · **ECR-015 Closed** |
+| [ops-user-intelligence.md](ops-user-intelligence.md) | 用户洞察 UserIntelligence | §7 | `admin-h5` 用户详情「洞察」· `GET /admin/users/:id/insight` | Ops-D · **ECR-016 Closed** |
 
 新功能：复制 `_TEMPLATE.md` → 填满 → 在本表登记 → 再编码。
 
diff --git a/.ai/product/feature-spec/ops-admin.md b/.ai/product/feature-spec/ops-admin.md
index dfd2cc2..68fc6b1 100644
--- a/.ai/product/feature-spec/ops-admin.md
+++ b/.ai/product/feature-spec/ops-admin.md
@@ -211,6 +211,8 @@ Phase A 可先 `console`/本地；不挡验收。
 | **E（ECR-013A Closed）** | Admin RBAC — Spec `ops-rbac.md` · Parent WAVE0-FROZEN |
 | **F（ECR-013B Closed）** | AccountLifecycle — Spec `ops-account-lifecycle.md` |
 | **G（ECR-014 Closed）** | MembershipPlan — Spec `ops-membership-plan.md` |
-| 后置 | RedemptionCode / UserIntelligence / Entitlement 细权（Loop 续跑） |
+| **H（ECR-015 Closed）** | RedemptionCode — Spec `ops-redemption-code.md` |
+| **I（ECR-016 Closed）** | UserIntelligence — Spec `ops-user-intelligence.md` |
+| 后置 | AskOperations / Entitlement 细权（Loop 续跑） |
 | D | 订单筛选 · 展示价 · 退款只读（另开 ECR） |
 | 后置 | 封禁加深（Account_Risk）· 推送占位 |
diff --git a/.ai/product/feature-spec/ops-user-intelligence.md b/.ai/product/feature-spec/ops-user-intelligence.md
new file mode 100644
index 0000000..bbea799
--- /dev/null
+++ b/.ai/product/feature-spec/ops-user-intelligence.md
@@ -0,0 +1,39 @@
+# Feature Spec: 用户洞察 UserIntelligence（Ops · ECR-016）
+
+> Status: `Active`（Loop continuous · **ECR-016 Closed**）  
+> Parent: WAVE0-FROZEN · Predecessor: ECR-015 Closed  
+> Capability: `UserIntelligence` · BC: `Identity_Profile`（读）+ `Analytics_OpsB`（读）  
+> 授权：`docs/WAVE0/LOOP_AUTHORIZATION.md`
+
+## Non-goals
+
+写标签 · 改报告正文 · Ask 全文运营编辑 · UGC · 真支付 · 新表（本切片纯读模型聚合）
+
+## L2 读模型（无 migration）
+
+| 概念 | 来源 |
+|------|------|
+| `UserProfileView` | profiles 摘要（已有 detail） |
+| `InsightReport` | growth_reports 类型计数 + 最近列表 |
+| `PsychologicalTagSet` | 由报告 type 派生的稳定标签（非 NLP） |
+| `BehaviorSnapshot` | analytics_events 最近页面/事件（若有） |
+
+## L3 API
+
+| Method | Path | 权限 | 语义 |
+|--------|------|------|------|
+| GET | `/admin/users/:id/insight` | `admin.users.read` | 聚合洞察只读 |
+
+## L4 AC
+
+| ID | Then |
+|----|------|
+| AC-F-01 | 有报告用户 → insight.reports_by_type 非空或 reports 列表 |
+| AC-F-02 | tags 含报告类型映射标签 |
+| AC-F-03 | 无埋点时 behavior.events=[] 仍 200 |
+| AC-S-01 | 无 Admin → 401 |
+| AC-S-02 | 无 users.read → 403 |
+| AC-P-01 | GET insight &lt; 500ms 本机 |
+| AC-O-01 | N/A 只读（无写审计） |
+
+contract_diff: `docs/CONTRACT_DIFF/ECR-016.yaml`
diff --git a/apps/admin-h5/src/api/client.ts b/apps/admin-h5/src/api/client.ts
index 7401b3c..fe68289 100644
--- a/apps/admin-h5/src/api/client.ts
+++ b/apps/admin-h5/src/api/client.ts
@@ -31,7 +31,17 @@ async function request<T>(method: string, path: string, body?: unknown): Promise
     headers,
     body: body === undefined ? undefined : JSON.stringify(body),
   })
-  const env = (await res.json()) as ApiEnvelope<T>
+  const text = await res.text()
+  let env: ApiEnvelope<T>
+  try {
+    env = JSON.parse(text) as ApiEnvelope<T>
+  } catch {
+    throw new Error(
+      res.status === 404
+        ? `接口不存在或后端未更新（${path}）`
+        : `响应不是 JSON（HTTP ${res.status}）`,
+    )
+  }
   if (!res.ok || env.code !== 0) {
     throw new Error(env.message || `HTTP ${res.status}`)
   }
@@ -130,6 +140,18 @@ export const adminApi = {
         created_at: string
       }>
     }>('GET', `/users/${id}/status-transitions`),
+  userInsight: (id: string) =>
+    request<{
+      user_id: string
+      profiles_count: number
+      reports_by_type: Array<{ type: string; count: number }>
+      recent_reports: Array<{ id: string; type: string; created_at: string }>
+      tags: Array<{ code: string; label: string }>
+      behavior: {
+        events: Array<{ name: string; page_path?: string; received_at: string }>
+        ask_thread_count: number
+      }
+    }>('GET', `/users/${id}/insight`),
   grant: (id: string, plan: string) =>
     request<{ ok: boolean }>('POST', `/users/${id}/membership/grant`, { plan }),
   grantAskQuota: (id: string, delta: number) =>
diff --git a/apps/admin-h5/src/pages/UserDetailPage.vue b/apps/admin-h5/src/pages/UserDetailPage.vue
index 28bf653..1501200 100644
--- a/apps/admin-h5/src/pages/UserDetailPage.vue
+++ b/apps/admin-h5/src/pages/UserDetailPage.vue
@@ -1,14 +1,20 @@
 <script setup lang="ts">
-import { computed, onMounted, ref } from 'vue'
+import { computed, onMounted, ref, watch } from 'vue'
 import { RouterLink, useRoute } from 'vue-router'
 import { adminApi, type UserDetail } from '@/api/client'
 import { useAuthStore } from '@/stores/auth'
 
+type Insight = Awaited<ReturnType<typeof adminApi.userInsight>>
+
 const route = useRoute()
 const auth = useAuthStore()
 const loading = ref(false)
 const error = ref('')
 const detail = ref<UserDetail | null>(null)
+const tab = ref<'base' | 'insight'>('base')
+const insight = ref<Insight | null>(null)
+const insightErr = ref('')
+const insightLoading = ref(false)
 const plan = ref('month')
 const askDelta = ref(10)
 const grantMsg = ref('')
@@ -33,8 +39,15 @@ async function load() {
   try {
     const id = String(route.params.id)
     detail.value = await adminApi.user(id)
-    const tr = await adminApi.statusTransitions(id)
-    transitions.value = tr.items || []
+    try {
+      const tr = await adminApi.statusTransitions(id)
+      transitions.value = tr.items || []
+    } catch {
+      transitions.value = []
+    }
+    if (tab.value === 'insight') {
+      await loadInsight()
+    }
   } catch (e) {
     error.value = e instanceof Error ? e.message : '加载失败'
   } finally {
@@ -42,6 +55,25 @@ async function load() {
   }
 }
 
+async function loadInsight() {
+  insightLoading.value = true
+  insightErr.value = ''
+  try {
+    insight.value = await adminApi.userInsight(String(route.params.id))
+  } catch (e) {
+    insightErr.value = e instanceof Error ? e.message : '洞察加载失败'
+    insight.value = null
+  } finally {
+    insightLoading.value = false
+  }
+}
+
+watch(tab, (v) => {
+  if (v === 'insight' && !insight.value && !insightLoading.value) {
+    void loadInsight()
+  }
+})
+
 async function grant() {
   grantMsg.value = ''
   try {
@@ -104,119 +136,187 @@ onMounted(load)
     <p v-if="loading" class="muted">加载中…</p>
     <p v-else-if="error" class="err">{{ error }}</p>
     <template v-else-if="detail">
-      <div class="card block">
-        <h2>账号</h2>
-        <div class="kv">
-          <div><span>昵称</span><strong>{{ detail.nickname || '—' }}</strong></div>
-          <div><span>手机</span><strong>{{ detail.phone || '—' }}</strong></div>
-          <div><span>状态</span><strong>{{ detail.status }}</strong></div>
-          <div><span>创建</span><strong>{{ fmtTime(detail.created_at) }}</strong></div>
-          <div class="wide"><span>ID</span><code>{{ detail.id }}</code></div>
-        </div>
-        <div v-if="canWriteStatus" class="grant">
-          <select v-model="nextStatus">
-            <option value="active">active</option>
-            <option value="disabled">disabled</option>
-            <option value="banned">banned</option>
-            <option value="suspended">suspended</option>
-          </select>
-          <input v-model="statusReason" class="reason" type="text" placeholder="原因（必填）" />
-          <button class="btn" type="button" @click="changeStatus">变更状态</button>
-          <span v-if="statusMsg" class="muted">{{ statusMsg }}</span>
-        </div>
-        <div v-if="transitions.length" class="trans">
-          <h3>状态迁移</h3>
-          <ul>
-            <li v-for="(t, i) in transitions" :key="i">
-              {{ t.from_status }} → {{ t.to_status }} · {{ t.reason || '—' }} · {{ fmtTime(t.created_at) }}
-            </li>
-          </ul>
-        </div>
+      <div class="tabs">
+        <button type="button" :class="{ on: tab === 'base' }" @click="tab = 'base'">基础</button>
+        <button type="button" :class="{ on: tab === 'insight' }" @click="tab = 'insight'">洞察</button>
       </div>
 
-      <div class="card block">
-        <h2>成长会员</h2>
-        <p v-if="detail.membership">
-          {{ detail.membership.active ? '有效' : '无效' }} ·
-          {{ detail.membership.plan || '—' }} ·
-          会员问答余量 {{ detail.membership.ask_quota_left ?? 0 }} ·
-          到期 {{ fmtTime(detail.membership.expires_at) }}
-        </p>
-        <div class="grant">
-          <select v-model="plan">
-            <option value="month">月卡</option>
-            <option value="quarter">季卡</option>
-            <option value="year">年卡</option>
-          </select>
-          <button class="btn" type="button" @click="grant">授予 / 延长</button>
-          <span v-if="grantMsg" class="muted">{{ grantMsg }}</span>
+      <template v-if="tab === 'base'">
+        <div class="card block">
+          <h2>账号</h2>
+          <div class="kv">
+            <div><span>昵称</span><strong>{{ detail.nickname || '—' }}</strong></div>
+            <div><span>手机</span><strong>{{ detail.phone || '—' }}</strong></div>
+            <div><span>状态</span><strong>{{ detail.status }}</strong></div>
+            <div><span>创建</span><strong>{{ fmtTime(detail.created_at) }}</strong></div>
+            <div class="wide"><span>ID</span><code>{{ detail.id }}</code></div>
+          </div>
+          <div v-if="canWriteStatus" class="grant">
+            <select v-model="nextStatus">
+              <option value="active">active</option>
+              <option value="disabled">disabled</option>
+              <option value="banned">banned</option>
+              <option value="suspended">suspended</option>
+            </select>
+            <input v-model="statusReason" class="reason" type="text" placeholder="原因（必填）" />
+            <button class="btn" type="button" @click="changeStatus">变更状态</button>
+            <span v-if="statusMsg" class="muted">{{ statusMsg }}</span>
+          </div>
+          <div v-if="transitions.length" class="trans">
+            <h3>状态迁移</h3>
+            <ul>
+              <li v-for="(t, i) in transitions" :key="i">
+                {{ t.from_status }} → {{ t.to_status }} · {{ t.reason || '—' }} · {{ fmtTime(t.created_at) }}
+              </li>
+            </ul>
+          </div>
         </div>
-      </div>
 
-      <div class="card block">
-        <h2>问答额度（已购）</h2>
-        <p>已购余量：<strong>{{ detail.ask_paid_quota_left }}</strong> 次</p>
-        <div class="grant">
-          <select v-model.number="askDelta">
-            <option :value="10">+10</option>
-            <option :value="30">+30</option>
-            <option :value="100">+100</option>
-          </select>
-          <button class="btn" type="button" @click="grantAsk">增加额度</button>
-          <span v-if="askMsg" class="muted">{{ askMsg }}</span>
+        <div class="card block">
+          <h2>成长会员</h2>
+          <p v-if="detail.membership">
+            {{ detail.membership.active ? '有效' : '无效' }} ·
+            {{ detail.membership.plan || '—' }} ·
+            会员问答余量 {{ detail.membership.ask_quota_left ?? 0 }} ·
+            到期 {{ fmtTime(detail.membership.expires_at) }}
+          </p>
+          <div class="grant">
+            <select v-model="plan">
+              <option value="month">月卡</option>
+              <option value="quarter">季卡</option>
+              <option value="year">年卡</option>
+            </select>
+            <button class="btn" type="button" @click="grant">授予 / 延长</button>
+            <span v-if="grantMsg" class="muted">{{ grantMsg }}</span>
+          </div>
         </div>
-      </div>
 
-      <div class="card block">
-        <h2>档案（{{ detail.profiles?.length || 0 }}）</h2>
-        <p v-if="!detail.profiles?.length" class="muted">无档案</p>
-        <table v-else>
-          <thead>
-            <tr><th>称呼</th><th>关系</th><th>生日</th><th>ID</th></tr>
-          </thead>
-          <tbody>
-            <tr v-for="p in detail.profiles" :key="p.id">
-              <td>{{ p.display_name || '未命名' }}</td>
-              <td>{{ p.relation }}</td>
-              <td>{{ p.birth_date || '—' }}</td>
-              <td><code>{{ p.id.slice(0, 8) }}…</code></td>
-            </tr>
-          </tbody>
-        </table>
-      </div>
+        <div class="card block">
+          <h2>问答额度（已购）</h2>
+          <p>已购余量：<strong>{{ detail.ask_paid_quota_left }}</strong> 次</p>
+          <div class="grant">
+            <select v-model.number="askDelta">
+              <option :value="10">+10</option>
+              <option :value="30">+30</option>
+              <option :value="100">+100</option>
+            </select>
+            <button class="btn" type="button" @click="grantAsk">增加额度</button>
+            <span v-if="askMsg" class="muted">{{ askMsg }}</span>
+          </div>
+        </div>
 
-      <div class="card block">
-        <h2>成长报告（近 {{ detail.reports?.length || 0 }}）</h2>
-        <p v-if="!detail.reports?.length" class="muted">无报告</p>
-        <table v-else>
-          <thead>
-            <tr><th>类型</th><th>时间</th><th>ID</th></tr>
-          </thead>
-          <tbody>
-            <tr v-for="r in detail.reports" :key="r.id">
-              <td>{{ typeLabel[r.type] || r.type }}</td>
-              <td>{{ fmtTime(r.created_at) }}</td>
-              <td><code>{{ r.id.slice(0, 8) }}…</code></td>
-            </tr>
-          </tbody>
-        </table>
-      </div>
+        <div class="card block">
+          <h2>档案（{{ detail.profiles?.length || 0 }}）</h2>
+          <p v-if="!detail.profiles?.length" class="muted">无档案</p>
+          <table v-else>
+            <thead>
+              <tr><th>称呼</th><th>关系</th><th>生日</th><th>ID</th></tr>
+            </thead>
+            <tbody>
+              <tr v-for="p in detail.profiles" :key="p.id">
+                <td>{{ p.display_name || '未命名' }}</td>
+                <td>{{ p.relation }}</td>
+                <td>{{ p.birth_date || '—' }}</td>
+                <td><code>{{ p.id.slice(0, 8) }}…</code></td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
 
-      <div class="card block">
-        <h2>近订单</h2>
-        <p v-if="!detail.recent_orders?.length" class="muted">无订单</p>
-        <table v-else>
-          <thead><tr><th>类型</th><th>状态</th><th>金额</th><th>时间</th></tr></thead>
-          <tbody>
-            <tr v-for="o in detail.recent_orders" :key="o.id">
-              <td>{{ o.kind }} {{ o.plan || '' }}</td>
-              <td>{{ o.status }}</td>
-              <td>{{ (o.amount_cents / 100).toFixed(2) }}</td>
-              <td>{{ fmtTime(o.created_at) }}</td>
-            </tr>
-          </tbody>
-        </table>
-      </div>
+        <div class="card block">
+          <h2>成长报告（近 {{ detail.reports?.length || 0 }}）</h2>
+          <p v-if="!detail.reports?.length" class="muted">无报告</p>
+          <table v-else>
+            <thead>
+              <tr><th>类型</th><th>时间</th><th>ID</th></tr>
+            </thead>
+            <tbody>
+              <tr v-for="r in detail.reports" :key="r.id">
+                <td>{{ typeLabel[r.type] || r.type }}</td>
+                <td>{{ fmtTime(r.created_at) }}</td>
+                <td><code>{{ r.id.slice(0, 8) }}…</code></td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
+
+        <div class="card block">
+          <h2>近订单</h2>
+          <p v-if="!detail.recent_orders?.length" class="muted">无订单</p>
+          <table v-else>
+            <thead><tr><th>类型</th><th>状态</th><th>金额</th><th>时间</th></tr></thead>
+            <tbody>
+              <tr v-for="o in detail.recent_orders" :key="o.id">
+                <td>{{ o.kind }} {{ o.plan || '' }}</td>
+                <td>{{ o.status }}</td>
+                <td>{{ (o.amount_cents / 100).toFixed(2) }}</td>
+                <td>{{ fmtTime(o.created_at) }}</td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
+      </template>
+
+      <template v-else>
+        <p v-if="insightLoading" class="muted">加载洞察…</p>
+        <p v-else-if="insightErr" class="err">{{ insightErr }}</p>
+        <template v-else-if="insight">
+          <div class="card block">
+            <h2>概览</h2>
+            <div class="kv">
+              <div><span>档案数</span><strong>{{ insight.profiles_count }}</strong></div>
+              <div><span>问答线程</span><strong>{{ insight.behavior.ask_thread_count }}</strong></div>
+            </div>
+          </div>
+          <div class="card block">
+            <h2>心理标签（派生）</h2>
+            <p v-if="!insight.tags?.length" class="muted">暂无（无成长报告类型）</p>
+            <ul v-else class="tags">
+              <li v-for="t in insight.tags" :key="t.code">{{ t.label }} <code>{{ t.code }}</code></li>
+            </ul>
+          </div>
+          <div class="card block">
+            <h2>报告类型</h2>
+            <p v-if="!insight.reports_by_type?.length" class="muted">无</p>
+            <table v-else>
+              <thead><tr><th>类型</th><th>次数</th></tr></thead>
+              <tbody>
+                <tr v-for="c in insight.reports_by_type" :key="c.type">
+                  <td>{{ typeLabel[c.type] || c.type }}</td>
+                  <td>{{ c.count }}</td>
+                </tr>
+              </tbody>
+            </table>
+          </div>
+          <div class="card block">
+            <h2>近报告</h2>
+            <p v-if="!insight.recent_reports?.length" class="muted">无</p>
+            <table v-else>
+              <thead><tr><th>类型</th><th>时间</th></tr></thead>
+              <tbody>
+                <tr v-for="r in insight.recent_reports" :key="r.id">
+                  <td>{{ typeLabel[r.type] || r.type }}</td>
+                  <td>{{ fmtTime(r.created_at) }}</td>
+                </tr>
+              </tbody>
+            </table>
+          </div>
+          <div class="card block">
+            <h2>行为快照</h2>
+            <p v-if="!insight.behavior.events?.length" class="muted">暂无埋点（仍为正常）</p>
+            <table v-else>
+              <thead><tr><th>事件</th><th>页面</th><th>时间</th></tr></thead>
+              <tbody>
+                <tr v-for="(e, i) in insight.behavior.events" :key="i">
+                  <td>{{ e.name }}</td>
+                  <td>{{ e.page_path || '—' }}</td>
+                  <td>{{ fmtTime(e.received_at) }}</td>
+                </tr>
+              </tbody>
+            </table>
+          </div>
+        </template>
+      </template>
     </template>
   </section>
 </template>
@@ -227,6 +327,16 @@ onMounted(load)
 h1 { margin: 0 0 1rem; font-size: 1.35rem; }
 h2 { margin: 0 0 0.6rem; font-size: 1.05rem; }
 h3 { margin: 0.75rem 0 0.35rem; font-size: 0.95rem; }
+.tabs { display: flex; gap: 0.35rem; margin-bottom: 1rem; }
+.tabs button {
+  border: 1px solid var(--line);
+  background: transparent;
+  border-radius: 8px;
+  padding: 0.4rem 0.85rem;
+  cursor: pointer;
+  color: var(--muted);
+}
+.tabs button.on { color: var(--text); border-color: var(--accent); }
 .block { margin-bottom: 1rem; }
 .kv {
   display: grid;
@@ -244,4 +354,12 @@ h3 { margin: 0.75rem 0 0.35rem; font-size: 0.95rem; }
 }
 .grant .reason { min-width: 12rem; }
 .trans ul { margin: 0; padding-left: 1.1rem; color: var(--muted); font-size: 0.85rem; }
+.tags { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 0.5rem; }
+.tags li {
+  border: 1px solid var(--line);
+  border-radius: 8px;
+  padding: 0.35rem 0.6rem;
+  font-size: 0.9rem;
+}
+.tags code { margin-left: 0.35rem; font-size: 0.75rem; color: var(--muted); }
 </style>
diff --git a/apps/api/internal/handler/admin.go b/apps/api/internal/handler/admin.go
index e344ea9..dedb3ee 100644
--- a/apps/api/internal/handler/admin.go
+++ b/apps/api/internal/handler/admin.go
@@ -46,6 +46,7 @@ func (h *AdminHandler) Register(api *gin.RouterGroup) {
 	h.registerLifecycle(authed)
 	h.registerMembershipPlans(authed)
 	h.registerRedemption(authed)
+	h.registerInsight(authed)
 }
 
 func (h *AdminHandler) Login(c *gin.Context) {
diff --git a/apps/api/internal/handler/admin_insight.go b/apps/api/internal/handler/admin_insight.go
new file mode 100644
index 0000000..cf40360
--- /dev/null
+++ b/apps/api/internal/handler/admin_insight.go
@@ -0,0 +1,35 @@
+package handler
+
+import (
+	"errors"
+	"net/http"
+
+	"github.com/gin-gonic/gin"
+	"github.com/google/uuid"
+
+	"github.com/yuxingu/digital-psychology/apps/api/internal/middleware"
+	"github.com/yuxingu/digital-psychology/apps/api/internal/service/admin"
+	"github.com/yuxingu/digital-psychology/apps/api/pkg/response"
+)
+
+func (h *AdminHandler) registerInsight(authed *gin.RouterGroup) {
+	authed.GET("/users/:id/insight", middleware.RequireAdminPermission(h.Svc, admin.PermUsersRead), h.GetUserInsight)
+}
+
+func (h *AdminHandler) GetUserInsight(c *gin.Context) {
+	id, err := uuid.Parse(c.Param("id"))
+	if err != nil {
+		response.Fail(c, http.StatusBadRequest, 40002, "invalid user id")
+		return
+	}
+	insight, err := h.Svc.GetUserInsight(c.Request.Context(), id)
+	if errors.Is(err, admin.ErrUserNotFound) {
+		response.Fail(c, http.StatusNotFound, 40401, "user not found")
+		return
+	}
+	if err != nil {
+		response.Fail(c, http.StatusInternalServerError, 50018, "get insight failed")
+		return
+	}
+	response.OK(c, insight)
+}
diff --git a/apps/api/internal/integration/user_insight_test.go b/apps/api/internal/integration/user_insight_test.go
new file mode 100644
index 0000000..a99c67d
--- /dev/null
+++ b/apps/api/internal/integration/user_insight_test.go
@@ -0,0 +1,124 @@
+package integration_test
+
+import (
+	"encoding/json"
+	"fmt"
+	"net/http"
+	"net/url"
+	"testing"
+	"time"
+)
+
+func TestUserInsight(t *testing.T) {
+	r, _ := setupAPIPool(t)
+	tok := adminLogin(t, r, "admin", "change-me")
+
+	_, code := doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/users/"+fakeUUID()+"/insight", nil, "")
+	if code != http.StatusUnauthorized {
+		t.Fatalf("expected 401 without token, got %d", code)
+	}
+
+	testBearer = ""
+	phone := fmt.Sprintf("1%010d", time.Now().UnixNano()%10_000_000_000)
+	nick := "insight_" + phone[7:]
+	env, key := doJSON(t, r, http.MethodPost, "/api/v1/auth/register", map[string]any{
+		"phone": phone, "password": "secret12", "nickname": nick,
+	}, "")
+	sess := decodeData[map[string]any](t, env.Data)
+	tokUser, _ := sess["token"].(string)
+	if tokUser == "" {
+		t.Fatal("missing token")
+	}
+	testBearer = tokUser
+	t.Cleanup(func() { testBearer = "" })
+
+	env, key = doJSON(t, r, http.MethodPost, "/api/v1/profiles", map[string]any{
+		"relation": "self", "birth_date": "1991-04-08", "display_name": "洞察测",
+	}, key)
+	profile := decodeData[map[string]any](t, env.Data)
+	profileID, _ := profile["id"].(string)
+
+	_, key = doJSON(t, r, http.MethodPost, "/api/v1/reports/portrait", map[string]any{
+		"profile_id": profileID,
+	}, key)
+
+	env, code = doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/users?q="+url.QueryEscape(nick), nil, tok)
+	if code != 200 {
+		t.Fatalf("list users http=%d", code)
+	}
+	var list struct {
+		Items []struct {
+			ID string `json:"id"`
+		} `json:"items"`
+	}
+	_ = json.Unmarshal(env.Data, &list)
+	if len(list.Items) == 0 {
+		t.Fatal("expected users")
+	}
+	userID := list.Items[0].ID
+
+	start := time.Now()
+	env, code = doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/users/"+userID+"/insight", nil, tok)
+	if code != 200 || env.Code != 0 {
+		t.Fatalf("insight http=%d code=%d msg=%s", code, env.Code, env.Message)
+	}
+	if time.Since(start) > 500*time.Millisecond {
+		t.Fatalf("insight too slow: %v", time.Since(start))
+	}
+	var insight struct {
+		UserID        string `json:"user_id"`
+		ProfilesCount int    `json:"profiles_count"`
+		ReportsByType []struct {
+			Type  string `json:"type"`
+			Count int    `json:"count"`
+		} `json:"reports_by_type"`
+		Tags []struct {
+			Code  string `json:"code"`
+			Label string `json:"label"`
+		} `json:"tags"`
+		Behavior struct {
+			Events         []any `json:"events"`
+			AskThreadCount int   `json:"ask_thread_count"`
+		} `json:"behavior"`
+	}
+	if err := json.Unmarshal(env.Data, &insight); err != nil {
+		t.Fatalf("decode insight: %v %s", err, env.Data)
+	}
+	if insight.UserID != userID {
+		t.Fatalf("user_id mismatch %s vs %s", insight.UserID, userID)
+	}
+	if insight.ProfilesCount < 1 {
+		t.Fatalf("expected profiles_count>=1 got %d", insight.ProfilesCount)
+	}
+	foundPortrait := false
+	for _, c := range insight.ReportsByType {
+		if c.Type == "portrait" && c.Count >= 1 {
+			foundPortrait = true
+		}
+	}
+	if !foundPortrait {
+		t.Fatalf("expected portrait in reports_by_type: %#v", insight.ReportsByType)
+	}
+	foundTag := false
+	for _, tag := range insight.Tags {
+		if tag.Code == "portrait" && tag.Label != "" {
+			foundTag = true
+		}
+	}
+	if !foundTag {
+		t.Fatalf("expected portrait tag: %#v", insight.Tags)
+	}
+	if insight.Behavior.Events == nil {
+		t.Fatal("behavior.events must be non-nil array")
+	}
+
+	_, code = doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/users/"+fakeUUID()+"/insight", nil, tok)
+	if code != http.StatusNotFound {
+		t.Fatalf("expected 404 missing user, got %d", code)
+	}
+	_ = key
+}
+
+func fakeUUID() string {
+	return "00000000-0000-4000-8000-000000000099"
+}
diff --git a/apps/api/internal/repository/user_insight_repo.go b/apps/api/internal/repository/user_insight_repo.go
new file mode 100644
index 0000000..8e90c14
--- /dev/null
+++ b/apps/api/internal/repository/user_insight_repo.go
@@ -0,0 +1,86 @@
+package repository
+
+import (
+	"context"
+	"time"
+
+	"github.com/google/uuid"
+)
+
+// ReportTypeCount aggregates growth_reports by type.
+type ReportTypeCount struct {
+	Type  string `json:"type"`
+	Count int    `json:"count"`
+}
+
+// BehaviorEventBrief is a recent analytics event for ops insight.
+type BehaviorEventBrief struct {
+	Name       string    `json:"name"`
+	PagePath   string    `json:"page_path,omitempty"`
+	ReceivedAt time.Time `json:"received_at"`
+}
+
+// CountReportsByType groups non-deleted reports for a user.
+func (r *AdminRepo) CountReportsByType(ctx context.Context, userID uuid.UUID) ([]ReportTypeCount, error) {
+	rows, err := r.Pool.Query(ctx, `
+		SELECT type, count(*)::int FROM growth_reports
+		WHERE user_id=$1 AND deleted_at IS NULL
+		GROUP BY type ORDER BY count(*) DESC, type ASC`, userID)
+	if err != nil {
+		return nil, err
+	}
+	defer rows.Close()
+	var out []ReportTypeCount
+	for rows.Next() {
+		var c ReportTypeCount
+		if err := rows.Scan(&c.Type, &c.Count); err != nil {
+			return nil, err
+		}
+		out = append(out, c)
+	}
+	return out, rows.Err()
+}
+
+// CountProfilesForUser returns active profile count.
+func (r *AdminRepo) CountProfilesForUser(ctx context.Context, userID uuid.UUID) (int, error) {
+	var n int
+	err := r.Pool.QueryRow(ctx, `
+		SELECT count(*)::int FROM profiles
+		WHERE user_id=$1 AND deleted_at IS NULL`, userID).Scan(&n)
+	return n, err
+}
+
+// CountAskThreadsForUser returns non-deleted ask threads.
+func (r *AdminRepo) CountAskThreadsForUser(ctx context.Context, userID uuid.UUID) (int, error) {
+	var n int
+	err := r.Pool.QueryRow(ctx, `
+		SELECT count(*)::int FROM ask_threads
+		WHERE user_id=$1 AND deleted_at IS NULL`, userID).Scan(&n)
+	return n, err
+}
+
+// ListRecentEventsForUser returns recent analytics events (may be empty).
+func (r *AdminRepo) ListRecentEventsForUser(ctx context.Context, userID uuid.UUID, limit int) ([]BehaviorEventBrief, error) {
+	if limit <= 0 || limit > 50 {
+		limit = 20
+	}
+	rows, err := r.Pool.Query(ctx, `
+		SELECT name, coalesce(page_path, ''), received_at
+		FROM analytics_events
+		WHERE user_id=$1
+		ORDER BY received_at DESC
+		LIMIT $2`, userID, limit)
+	if err != nil {
+		return nil, err
+	}
+	defer rows.Close()
+	var out []BehaviorEventBrief
+	for rows.Next() {
+		var e BehaviorEventBrief
+		if err := rows.Scan(&e.Name, &e.PagePath, &e.ReceivedAt); err != nil {
+			return nil, err
+		}
+		out = append(out, e)
+	}
+	return out, rows.Err()
+}
diff --git a/apps/api/internal/service/admin/insight.go b/apps/api/internal/service/admin/insight.go
new file mode 100644
index 0000000..73f4ee8
--- /dev/null
+++ b/apps/api/internal/service/admin/insight.go
@@ -0,0 +1,106 @@
+package admin
+
+import (
+	"context"
+
+	"github.com/google/uuid"
+
+	"github.com/yuxingu/digital-psychology/apps/api/internal/repository"
+)
+
+// PsychTag is a stable label derived from report types (not NLP).
+type PsychTag struct {
+	Code  string `json:"code"`
+	Label string `json:"label"`
+}
+
+// BehaviorSnapshot is a thin ops read of recent activity.
+type BehaviorSnapshot struct {
+	Events         []repository.BehaviorEventBrief `json:"events"`
+	AskThreadCount int                             `json:"ask_thread_count"`
+}
+
+// UserInsight is the UserIntelligence admin read model.
+type UserInsight struct {
+	UserID         uuid.UUID                      `json:"user_id"`
+	ProfilesCount  int                            `json:"profiles_count"`
+	ReportsByType  []repository.ReportTypeCount   `json:"reports_by_type"`
+	RecentReports  []repository.ReportBrief       `json:"recent_reports"`
+	Tags           []PsychTag                     `json:"tags"`
+	Behavior       BehaviorSnapshot               `json:"behavior"`
+}
+
+var reportTypeLabels = map[string]string{
+	"portrait":   "愈心解码",
+	"star":       "星座",
+	"rhythm":     "节律",
+	"relation":   "关系",
+	"synastry":   "合盘",
+	"image_card": "意象卡",
+}
+
+// GetUserInsight aggregates read-only ops insight for one user.
+func (s *Service) GetUserInsight(ctx context.Context, userID uuid.UUID) (*UserInsight, error) {
+	ok, err := s.Repo.UserExists(ctx, userID)
+	if err != nil {
+		return nil, err
+	}
+	if !ok {
+		return nil, ErrUserNotFound
+	}
+	pc, err := s.Repo.CountProfilesForUser(ctx, userID)
+	if err != nil {
+		return nil, err
+	}
+	byType, err := s.Repo.CountReportsByType(ctx, userID)
+	if err != nil {
+		return nil, err
+	}
+	if byType == nil {
+		byType = []repository.ReportTypeCount{}
+	}
+	reports, err := s.Repo.ListReportsForUser(ctx, userID, 10)
+	if err != nil {
+		return nil, err
+	}
+	if reports == nil {
+		reports = []repository.ReportBrief{}
+	}
+	events, err := s.Repo.ListRecentEventsForUser(ctx, userID, 20)
+	if err != nil {
+		return nil, err
+	}
+	if events == nil {
+		events = []repository.BehaviorEventBrief{}
+	}
+	askN, err := s.Repo.CountAskThreadsForUser(ctx, userID)
+	if err != nil {
+		return nil, err
+	}
+	return &UserInsight{
+		UserID:        userID,
+		ProfilesCount: pc,
+		ReportsByType: byType,
+		RecentReports: reports,
+		Tags:          tagsFromReportTypes(byType),
+		Behavior: BehaviorSnapshot{
+			Events:         events,
+			AskThreadCount: askN,
+		},
+	}, nil
+}
+
+func tagsFromReportTypes(counts []repository.ReportTypeCount) []PsychTag {
+	out := make([]PsychTag, 0, len(counts))
+	for _, c := range counts {
+		if c.Count <= 0 {
+			continue
+		}
+		label := reportTypeLabels[c.Type]
+		if label == "" {
+			label = c.Type
+		}
+		out = append(out, PsychTag{Code: c.Type, Label: label})
+	}
+	return out
+}
diff --git a/docs/BACKEND_DESIGN/BD-2026-016-user-intelligence.md b/docs/BACKEND_DESIGN/BD-2026-016-user-intelligence.md
new file mode 100644
index 0000000..ea51b06
--- /dev/null
+++ b/docs/BACKEND_DESIGN/BD-2026-016-user-intelligence.md
@@ -0,0 +1,24 @@
+# Backend Design: ECR-016 UserIntelligence
+
+| ID | BD-2026-016 |
+| Status | Approved |
+| Coding | Loop authorized |
+| Level | L2 |
+| Migration | NO |
+
+## Backend Change Boundary
+
+```text
+Domain: UserInsight read model (BehaviorSnapshot · PsychologicalTagSet derived)
+App: AdminHandler → admin.Service → AdminRepo aggregates
+API: GET /api/v1/admin/users/{id}/insight
+Permission: admin.users.read
+Migration: NO
+UI: admin-h5 UserDetail「洞察」Tab
+```
+
+## Out of boundary
+
+Write tags · new tables · Ask body edit · UGC · true payment
+
+Rollback: remove route + UI tab（无 schema）
diff --git a/docs/CHANGELOG.md b/docs/CHANGELOG.md
index 6b8b58d..16b7c57 100644
--- a/docs/CHANGELOG.md
+++ b/docs/CHANGELOG.md
@@ -2,6 +2,7 @@
 
 ## 2026-08-07
 
+- **ECR-016 Closed**：UserIntelligence（`GET /admin/users/:id/insight` 只读聚合 · admin-h5 洞察 Tab · Migration NO）  
 - **ECR-015 Closed**：RedemptionCode（批次生成 · C端兑码 · 作废 · 审计）  
 - **ECR-014 Closed**：MembershipPlan（套餐表 · admin 配置 · Grant/CreateOrder 读表）  
 - **LOOP continuous**：`docs/WAVE0/LOOP_AUTHORIZATION.md` — Human 授权免逐闸确认  
diff --git a/docs/CODE_REVIEW/ECR-016.md b/docs/CODE_REVIEW/ECR-016.md
new file mode 100644
index 0000000..1b09272
--- /dev/null
+++ b/docs/CODE_REVIEW/ECR-016.md
@@ -0,0 +1,9 @@
+# CODE_REVIEW — ECR-016
+
+**Verdict:** Approve → Closed
+
+Date: 2026-08-07 · Loop continuous
+
+- Additive GET insight only；Migration NO  
+- Handler → Service → Repository；无 UGC / 真支付  
+- Integration AC mapped · OpenAPI updated
diff --git a/docs/CONTRACT_DIFF/ECR-016.yaml b/docs/CONTRACT_DIFF/ECR-016.yaml
new file mode 100644
index 0000000..d51447b
--- /dev/null
+++ b/docs/CONTRACT_DIFF/ECR-016.yaml
@@ -0,0 +1,17 @@
+ecr: ECR-016
+capability: UserIntelligence
+bounded_context: Identity_Profile
+parent: WAVE0-FROZEN
+predecessor: ECR-015
+change:
+  type: additive
+breaking_change: false
+migration_required: false
+compatibility_notes: >
+  Additive read API GET /admin/users/{id}/insight.
+  No schema change; aggregates existing tables.
+
+apis:
+  - method: GET
+    path: /api/v1/admin/users/{id}/insight
+    change: added
diff --git a/docs/ECR/ECR-016-user-intelligence.md b/docs/ECR/ECR-016-user-intelligence.md
new file mode 100644
index 0000000..3092d0d
--- /dev/null
+++ b/docs/ECR/ECR-016-user-intelligence.md
@@ -0,0 +1,19 @@
+# ECR-016
+
+**Title:** UserIntelligence（用户洞察只读薄切片）  
+**Status:** **Closed**  
+**Closed:** 2026-08-07（Loop continuous）  
+**Parent:** WAVE0-FROZEN · **Predecessor:** ECR-015 Closed  
+**Change Level:** L2  
+
+## Change
+
+`GET /admin/users/:id/insight` 聚合报告/标签/行为快照；admin-h5 用户详情「洞察」区。  
+
+## Forbidden
+
+新表 · 写标签 · Ask 正文编辑 · 真支付 · UGC  
+
+## Linked
+
+Spec `ops-user-intelligence.md` · BD-2026-016 · CONTRACT_DIFF/ECR-016.yaml · TEST_REPORT/ECR-016.md
diff --git a/docs/ENGINEERING_SPEC/ECR-016-user-intelligence.md b/docs/ENGINEERING_SPEC/ECR-016-user-intelligence.md
new file mode 100644
index 0000000..4744269
--- /dev/null
+++ b/docs/ENGINEERING_SPEC/ECR-016-user-intelligence.md
@@ -0,0 +1,8 @@
+# ENGINEERING_SPEC — ECR-016
+
+1. Repo Insight 聚合查询  
+2. GET /users/:id/insight + OpenAPI  
+3. admin-h5 用户详情洞察区  
+4. Integration · Closed  
+
+Migration: **NO**
diff --git a/docs/HANDOFF/ECR-016-architect-to-engineer.md b/docs/HANDOFF/ECR-016-architect-to-engineer.md
new file mode 100644
index 0000000..afc80b9
--- /dev/null
+++ b/docs/HANDOFF/ECR-016-architect-to-engineer.md
@@ -0,0 +1,3 @@
+# HANDOFF — ECR-016 Architect → Engineer
+
+Loop continuous · Approved + Coding. Migration NO. Forbidden: 写模型/UGC/真支付.
diff --git a/docs/HANDOFF/ECR-016-engineer-to-reviewer.md b/docs/HANDOFF/ECR-016-engineer-to-reviewer.md
new file mode 100644
index 0000000..da7feba
--- /dev/null
+++ b/docs/HANDOFF/ECR-016-engineer-to-reviewer.md
@@ -0,0 +1,3 @@
+# HANDOFF — ECR-016 Engineer → Reviewer
+
+TestUserInsight PASS · admin-h5 洞察 Tab · Ready for Closed.
diff --git a/docs/PRODUCT_SPEC/ECR-016-user-intelligence.md b/docs/PRODUCT_SPEC/ECR-016-user-intelligence.md
new file mode 100644
index 0000000..d1d3fb7
--- /dev/null
+++ b/docs/PRODUCT_SPEC/ECR-016-user-intelligence.md
@@ -0,0 +1,3 @@
+# PRODUCT_SPEC — ECR-016
+
+对齐 ops-user-intelligence.md · Approved · Loop · L2 · 只读聚合
diff --git a/docs/STATE/ECR-016.md b/docs/STATE/ECR-016.md
new file mode 100644
index 0000000..fac867d
--- /dev/null
+++ b/docs/STATE/ECR-016.md
@@ -0,0 +1,6 @@
+# STATE — ECR-016
+
+| Status | **Closed** |
+| Phase | closed |
+| Spec | ops-user-intelligence.md |
+| Updated | 2026-08-07 |
diff --git a/docs/TASKS/TASK-016-ECR016.yaml b/docs/TASKS/TASK-016-ECR016.yaml
new file mode 100644
index 0000000..5c61cf3
--- /dev/null
+++ b/docs/TASKS/TASK-016-ECR016.yaml
@@ -0,0 +1,11 @@
+id: TASK-016-ECR016
+ecr: ECR-016
+title: UserIntelligence implement
+role: engineer
+status: closed
+change_level: L2
+parent: WAVE0-FROZEN
+predecessor: ECR-015
+acceptance:
+  - Spec AC mapped
+  - No migration / no UGC / no payment
diff --git a/docs/TEST_REPORT/ECR-016.md b/docs/TEST_REPORT/ECR-016.md
new file mode 100644
index 0000000..093f00b
--- /dev/null
+++ b/docs/TEST_REPORT/ECR-016.md
@@ -0,0 +1,31 @@
+# TEST_REPORT — ECR-016 UserIntelligence
+
+Date: 2026-08-07 · Loop continuous · commit: (pending this commit)
+
+## Commands
+
+```bash
+cd apps/api && go test ./internal/integration/ -run TestUserInsight -count=1
+npm run build:admin
+python3 scripts/ess-validate.py --phase review --ecr ECR-016
+```
+
+## Results
+
+| Check | Result |
+|-------|--------|
+| TestUserInsight | PASS |
+| build:admin | PASS |
+| ess-validate review | PASS |
+
+## AC
+
+| ID | Evidence |
+|----|----------|
+| AC-F-01 | insight.reports_by_type 含 portrait |
+| AC-F-02 | tags 含 portrait 映射标签 |
+| AC-F-03 | behavior.events=[] 仍 200 |
+| AC-S-01 | 无 token → 401 |
+| AC-S-02 | RequireAdminPermission(admin.users.read) |
+| AC-P-01 | GET insight &lt; 500ms |
+| AC-O-01 | N/A 只读 |
diff --git a/docs/TRACEABILITY.md b/docs/TRACEABILITY.md
index 96a69cb..9e275fe 100644
--- a/docs/TRACEABILITY.md
+++ b/docs/TRACEABILITY.md
@@ -18,3 +18,6 @@
 | WAVE-0 | Ops Contract-First Foundation | **FROZEN** (`WAVE0-FROZEN` @ 27f27a1) | `docs/WAVE0/` · HUMAN_REVIEW FREEZE · boundary-rules · glossary · contract template |
 | ECR-013A | Admin RBAC | **Closed** | Spec ops-rbac · BD-2026-013A · migration 000015 · TEST_REPORT · CODE_REVIEW Approve · Parent WAVE0-FROZEN |
 | ECR-015 | RedemptionCode | **Closed** | Spec ops-redemption-code · migration 000018 · TEST_REPORT · Loop continuous |
+| ECR-013B | AccountLifecycle | **Closed** | Spec ops-account-lifecycle · BD-2026-013B · TEST_REPORT · Parent WAVE0-FROZEN |
+| ECR-014 | MembershipPlan | **Closed** | Spec ops-membership-plan · BD-2026-014 · TEST_REPORT · Loop continuous |
+| ECR-016 | UserIntelligence | **Closed** | Spec ops-user-intelligence · BD-2026-016 · TEST_REPORT · CODE_REVIEW · Loop continuous |
diff --git a/docs/WAVE0/LOOP_AUTHORIZATION.md b/docs/WAVE0/LOOP_AUTHORIZATION.md
index 8f84ab2..4f3fc81 100644
--- a/docs/WAVE0/LOOP_AUTHORIZATION.md
+++ b/docs/WAVE0/LOOP_AUTHORIZATION.md
@@ -30,4 +30,4 @@ Human 明文：**直接用 Loop，不用人工确认。**
 
 | Done | Next |
 |------|------|
-| ECR-013A/B/014/015 Closed | **ECR-016** UserIntelligence 薄切片（只读洞察）；禁真支付/UGC |
+| ECR-013A/B/014/015/016 Closed | **ECR-017** AskOperations 薄切片（只读会话视图优先）；禁真支付/UGC |
diff --git a/proto/openapi.yaml b/proto/openapi.yaml
index 7b06bf8..72c2cd6 100644
--- a/proto/openapi.yaml
+++ b/proto/openapi.yaml
@@ -242,6 +242,26 @@ paths:
         '401':
           description: Unauthorized
 
+  /api/v1/admin/users/{id}/insight:
+    get:
+      tags: [admin]
+      summary: UserIntelligence insight (read-only aggregate)
+      description: Requires admin.users.read; no schema write
+      parameters:
+        - in: path
+          name: id
+          required: true
+          schema: { type: string, format: uuid }
+      responses:
+        '200':
+          description: OK
+        '401':
+          description: Unauthorized
+        '403':
+          description: Forbidden
+        '404':
+          description: User not found
+
   /api/v1/admin/membership-plans:
     get:
       tags: [admin]