diff --git a/.ai/domain/domain-map.md b/.ai/domain/domain-map.md
index f5b7254..018b897 100644
--- a/.ai/domain/domain-map.md
+++ b/.ai/domain/domain-map.md
@@ -36,7 +36,7 @@
 | Analytics_OpsB | GrowthInsights / UserIntelligence(read) | Shipped Ops-B |
 | Ops_Content | ExploreConfig (partial) | Shipped Ops-C |
 | Account_Risk | AccountLifecycle | Spec via ECR-013B（Identity_Profile owns UserStatus） |
-| Content_Safety | ContentSafety · CrisisCare | ContentSafety **ECR-019**（FilterRule）；CrisisCare Draft |
+| Content_Safety | ContentSafety · CrisisCare | ContentSafety **ECR-019**；CrisisCare **ECR-022**（CrisisPolicy 只读） |
 | Ask_Ops | AskOperations · AICoreConfig | AskOperations **ECR-017/020**；AICoreConfig **ECR-021**（SystemPrompt 只读） |
 | Ops_CMS_NoUGC | OpsCMS | Draft |
 | Community | — | **Forbidden** |
diff --git a/.ai/domain/entity-catalog.md b/.ai/domain/entity-catalog.md
index df782e8..bc78d1a 100644
--- a/.ai/domain/entity-catalog.md
+++ b/.ai/domain/entity-catalog.md
@@ -30,7 +30,7 @@ Status: `Draft`
 | AnalyticsSession / Event | Analytics_OpsB | GrowthInsights | 已存在 Ops-B |
 | FilterRule | Content_Safety | ContentSafety | **ECR-019** 只读 + evaluate |
 | ModerationCase | Content_Safety | ContentSafety | 后置 |
-| CrisisEvent / CrisisPolicy | Content_Safety | CrisisCare | 后置 |
+| CrisisEvent / CrisisPolicy | Content_Safety | CrisisCare | **ECR-022** CrisisPolicy 只读；CrisisEvent 后置 |
 | SystemPrompt / Knowledge* / ToolDefinition | Ask_Ops | AICoreConfig | **ECR-021** SystemPrompt 只读；Knowledge/Tools 后置 |
 | AskSessionView / QualityFeedback | Ask_Ops | AskOperations | **ECR-017** AskSessionView；**ECR-020** QualityFeedback |
 | Banner / FeedSlot | Ops_CMS_NoUGC | OpsCMS | 后置 |
diff --git a/.ai/product/feature-map.md b/.ai/product/feature-map.md
index 0c63e2e..17c75d5 100644
--- a/.ai/product/feature-map.md
+++ b/.ai/product/feature-map.md
@@ -235,7 +235,7 @@ UI **不出现「塔罗」**。禁止神谕吉凶、恐吓话术。
 | Phase A `[Ops]` | 登录 · 用户/订单查询 · 会员授予 · 审计 · `apps/admin-h5`（ECR-006 Closed） |
 | Phase B `[Ops]` | 行为分析：自有埋点 + 管理端「数据」看板（**ECR-007 Closed** · Spec `ops-analytics.md`） |
 | Phase C `[Ops]` | 内容：首页宫格 CRUD · 测评上下架（**ECR-008 Closed** · Spec `ops-content.md`） |
-| Phase D+ | **Contract-First**：**ECR-013A…020 Closed** → **ECR-021** AICoreConfig（Loop）。`docs/WAVE0/LOOP_AUTHORIZATION.md`。 |
+| Phase D+ | **Contract-First**：**ECR-013A…021 Closed** → **ECR-022** CrisisCare（Loop）。`docs/WAVE0/LOOP_AUTHORIZATION.md`。 |
 | 排除 | **UGC / 社区广场**（M10.2）仍 `[No]`；真支付最后 |
 
 不计入 P1 Complete；不进入五 Tab。
diff --git a/.ai/product/feature-spec/README.md b/.ai/product/feature-spec/README.md
index f3225f0..b1cf4b9 100644
--- a/.ai/product/feature-spec/README.md
+++ b/.ai/product/feature-spec/README.md
@@ -31,6 +31,7 @@
 | [ops-content-safety.md](ops-content-safety.md) | 内容安全 ContentSafety | §7 | `admin-h5` `/safety` · `GET /admin/content-safety/*` | Ops-D · **ECR-019 Closed** |
 | [ops-quality-feedback.md](ops-quality-feedback.md) | 问答质量反馈 QualityFeedback | §7 | `admin-h5` `/ask` · `GET/POST /admin/ask/feedback*` | Ops-D · **ECR-020 Closed** |
 | [ops-ai-core-config.md](ops-ai-core-config.md) | AI 核心配置 AICoreConfig | §7 | `admin-h5` `/ai` · `GET /admin/ai/system-prompts*` | Ops-D · **ECR-021 Closed** |
+| [ops-crisis-care.md](ops-crisis-care.md) | 危机关怀 CrisisCare | §7 | `admin-h5` `/crisis` · `GET /admin/crisis/policies*` | Ops-D · **ECR-022 Closed** |
 
 新功能：复制 `_TEMPLATE.md` → 填满 → 在本表登记 → 再编码。
 
diff --git a/.ai/product/feature-spec/ops-admin.md b/.ai/product/feature-spec/ops-admin.md
index e689fe1..aa00980 100644
--- a/.ai/product/feature-spec/ops-admin.md
+++ b/.ai/product/feature-spec/ops-admin.md
@@ -218,6 +218,7 @@ Phase A 可先 `console`/本地；不挡验收。
 | **L（ECR-019 Closed）** | ContentSafety FilterRule — Spec `ops-content-safety.md` |
 | **M（ECR-020 Closed）** | QualityFeedback — Spec `ops-quality-feedback.md` |
 | **N（ECR-021 Closed）** | AICoreConfig SystemPrompt — Spec `ops-ai-core-config.md` |
-| 后置 | CrisisCare / Knowledge·Tools 写面（Loop 续跑） |
+| **O（ECR-022 Closed）** | CrisisCare CrisisPolicy — Spec `ops-crisis-care.md` |
+| 后置 | Knowledge·Tools 写面 / CrisisEvent / 真支付（Loop 续跑） |
 | D | 订单筛选 · 展示价 · 退款只读（另开 ECR） |
 | 后置 | 封禁加深（Account_Risk）· 推送占位 |
diff --git a/.ai/product/feature-spec/ops-crisis-care.md b/.ai/product/feature-spec/ops-crisis-care.md
new file mode 100644
index 0000000..0ba759f
--- /dev/null
+++ b/.ai/product/feature-spec/ops-crisis-care.md
@@ -0,0 +1,42 @@
+# Feature Spec: CrisisCare · CrisisPolicy（Ops · ECR-022）
+
+> Status: `Active`（Loop continuous · **ECR-022 Closed**）  
+> Parent: WAVE0-FROZEN · Predecessor: ECR-021 Closed  
+> Capability: `CrisisCare` · BC: `Content_Safety`  
+> 授权：`docs/WAVE0/LOOP_AUTHORIZATION.md`
+
+## Non-goals
+
+CrisisEvent 入库工单 · InterventionOutcome · 策略在线编辑 · 医疗诊断结论 · UGC · 真支付 · 用户侧硬熔断上线
+
+## L2 Domain
+
+| 概念 | 语义 |
+|------|------|
+| `CrisisPolicy` | code 唯一；severity ∈ {high,critical}；action ∈ {escalate,block,show_helpline}；helpline_text 可选；本切片只读 |
+
+## L3 API
+
+| Method | Path | 权限 | 语义 |
+|--------|------|------|------|
+| GET | `/admin/crisis/policies` | `admin.crisis.read` | 列表 |
+| GET | `/admin/crisis/policies/:id` | 同上 | 详情 |
+| POST | `/admin/crisis/evaluate` | 同上 | 试匹配（不写 CrisisEvent） |
+
+## Migration
+
+`000023`：`crisis_policies` + 种子 + 授予权限
+
+## L4 AC
+
+| ID | Then |
+|----|------|
+| AC-F-01 | list 含 system 种子 ≥1 |
+| AC-F-02 | evaluate 命中 pattern → matches 非空 |
+| AC-F-03 | 未知 id → 404 |
+| AC-S-01 | 无 Admin → 401 |
+| AC-S-02 | 无 crisis.read → 403 |
+| AC-P-01 | list < 500ms |
+| AC-O-01 | evaluate 不写 Audit/Event |
+
+contract_diff: `docs/CONTRACT_DIFF/ECR-022.yaml`
diff --git a/apps/admin-h5/src/api/client.ts b/apps/admin-h5/src/api/client.ts
index aafb0e8..69b7339 100644
--- a/apps/admin-h5/src/api/client.ts
+++ b/apps/admin-h5/src/api/client.ts
@@ -321,6 +321,44 @@ export const adminApi = {
       system: boolean
       updated_at: string
     }>('GET', `/ai/system-prompts/${id}`),
+  crisisPolicies: () =>
+    request<{
+      items: Array<{
+        id: string
+        code: string
+        title: string
+        severity: string
+        pattern: string
+        action: string
+        helpline_text?: string
+        active: boolean
+        system: boolean
+        updated_at: string
+      }>
+    }>('GET', '/crisis/policies'),
+  crisisPolicy: (id: string) =>
+    request<{
+      id: string
+      code: string
+      title: string
+      severity: string
+      pattern: string
+      action: string
+      helpline_text?: string
+      active: boolean
+      system: boolean
+      updated_at: string
+    }>('GET', `/crisis/policies/${id}`),
+  evaluateCrisis: (text: string) =>
+    request<{
+      matches: Array<{
+        code: string
+        title: string
+        severity: string
+        action: string
+        helpline_text?: string
+      }>
+    }>('POST', '/crisis/evaluate', { text }),
   orders: () =>
     request<{
       items: Array<{
diff --git a/apps/admin-h5/src/layouts/AdminShell.vue b/apps/admin-h5/src/layouts/AdminShell.vue
index 4268626..e44b610 100644
--- a/apps/admin-h5/src/layouts/AdminShell.vue
+++ b/apps/admin-h5/src/layouts/AdminShell.vue
@@ -33,6 +33,7 @@ async function onLogout() {
         <RouterLink to="/ask">问答</RouterLink>
         <RouterLink to="/safety">安全</RouterLink>
         <RouterLink to="/ai">AI</RouterLink>
+        <RouterLink to="/crisis">危机</RouterLink>
         <RouterLink to="/orders">订单</RouterLink>
         <RouterLink to="/audit">审计</RouterLink>
       </nav>
diff --git a/apps/admin-h5/src/pages/CrisisPage.vue b/apps/admin-h5/src/pages/CrisisPage.vue
new file mode 100644
index 0000000..d5d47d1
--- /dev/null
+++ b/apps/admin-h5/src/pages/CrisisPage.vue
@@ -0,0 +1,103 @@
+<script setup lang="ts">
+import { onMounted, ref } from 'vue'
+import { adminApi } from '@/api/client'
+
+type Policy = Awaited<ReturnType<typeof adminApi.crisisPolicies>>['items'][number]
+
+const loading = ref(false)
+const error = ref('')
+const items = ref<Policy[]>([])
+const sample = ref('真的不想活了，怎么办')
+const matches = ref<
+  Array<{ code: string; title: string; severity: string; action: string; helpline_text?: string }>
+>([])
+const evalMsg = ref('')
+
+async function load() {
+  loading.value = true
+  error.value = ''
+  try {
+    const res = await adminApi.crisisPolicies()
+    items.value = res.items || []
+  } catch (e) {
+    error.value = e instanceof Error ? e.message : '加载失败'
+  } finally {
+    loading.value = false
+  }
+}
+
+async function runEval() {
+  evalMsg.value = ''
+  try {
+    const res = await adminApi.evaluateCrisis(sample.value)
+    matches.value = res.matches || []
+    evalMsg.value = matches.value.length ? `命中 ${matches.value.length} 条` : '未命中'
+  } catch (e) {
+    evalMsg.value = e instanceof Error ? e.message : '试匹配失败'
+    matches.value = []
+  }
+}
+
+onMounted(load)
+</script>
+
+<template>
+  <section>
+    <h1>危机策略</h1>
+    <p class="muted">CrisisPolicy 只读 · 试匹配不写 CrisisEvent · 非医疗诊断</p>
+    <p v-if="loading" class="muted">加载中…</p>
+    <p v-else-if="error" class="err">{{ error }}</p>
+    <div v-else class="layout">
+      <div class="card">
+        <h2>策略目录</h2>
+        <p v-if="!items.length" class="muted">暂无</p>
+        <table v-else>
+          <thead>
+            <tr><th>代码</th><th>严重度</th><th>动作</th><th>模式</th></tr>
+          </thead>
+          <tbody>
+            <tr v-for="p in items" :key="p.id">
+              <td>{{ p.title }} <code>{{ p.code }}</code></td>
+              <td>{{ p.severity }}</td>
+              <td>{{ p.action }}</td>
+              <td>{{ p.pattern }}</td>
+            </tr>
+          </tbody>
+        </table>
+      </div>
+      <div class="card">
+        <h2>试匹配</h2>
+        <textarea v-model="sample" rows="4" />
+        <div class="row">
+          <button class="btn" type="button" @click="runEval">试匹配</button>
+          <span class="muted">{{ evalMsg }}</span>
+        </div>
+        <ul v-if="matches.length" class="hits">
+          <li v-for="m in matches" :key="m.code">
+            <strong>{{ m.title }}</strong> · {{ m.severity }} · {{ m.action }}
+            <p v-if="m.helpline_text" class="help">{{ m.helpline_text }}</p>
+          </li>
+        </ul>
+      </div>
+    </div>
+  </section>
+</template>
+
+<style scoped>
+h1 { margin: 0 0 0.35rem; font-size: 1.35rem; }
+h2 { margin: 0 0 0.6rem; font-size: 1.05rem; }
+.layout { display: grid; grid-template-columns: 1.2fr 1fr; gap: 1rem; margin-top: 1rem; }
+textarea {
+  width: 100%;
+  border: 1px solid var(--line);
+  border-radius: 8px;
+  padding: 0.55rem 0.7rem;
+  resize: vertical;
+  font: inherit;
+}
+.row { display: flex; gap: 0.6rem; align-items: center; margin-top: 0.6rem; }
+.hits { margin: 0.75rem 0 0; padding-left: 1.1rem; }
+.help { margin: 0.35rem 0 0; color: var(--muted); font-size: 0.85rem; }
+code { font-size: 0.75rem; color: var(--muted); margin-left: 0.25rem; }
+@media (max-width: 900px) { .layout { grid-template-columns: 1fr; } }
+</style>
diff --git a/apps/admin-h5/src/router/index.ts b/apps/admin-h5/src/router/index.ts
index 0965630..880e272 100644
--- a/apps/admin-h5/src/router/index.ts
+++ b/apps/admin-h5/src/router/index.ts
@@ -20,6 +20,7 @@ const router = createRouter({
         { path: 'ask', name: 'ask', component: () => import('@/pages/AskPage.vue') },
         { path: 'safety', name: 'safety', component: () => import('@/pages/SafetyPage.vue') },
         { path: 'ai', name: 'ai', component: () => import('@/pages/AIConfigPage.vue') },
+        { path: 'crisis', name: 'crisis', component: () => import('@/pages/CrisisPage.vue') },
         { path: 'audit', name: 'audit', component: () => import('@/pages/AuditPage.vue') },
       ],
     },
diff --git a/apps/api/internal/handler/admin.go b/apps/api/internal/handler/admin.go
index d86b383..59cfb15 100644
--- a/apps/api/internal/handler/admin.go
+++ b/apps/api/internal/handler/admin.go
@@ -52,6 +52,7 @@ func (h *AdminHandler) Register(api *gin.RouterGroup) {
 	h.registerEntitlement(authed)
 	h.registerContentSafety(authed)
 	h.registerAIConfig(authed)
+	h.registerCrisis(authed)
 }
 
 func (h *AdminHandler) Login(c *gin.Context) {
diff --git a/apps/api/internal/handler/admin_crisis.go b/apps/api/internal/handler/admin_crisis.go
new file mode 100644
index 0000000..d67e6f2
--- /dev/null
+++ b/apps/api/internal/handler/admin_crisis.go
@@ -0,0 +1,63 @@
+package handler
+
+import (
+	"errors"
+	"net/http"
+
+	"github.com/gin-gonic/gin"
+	"github.com/google/uuid"
+
+	"github.com/yuxingu/digital-psychology/apps/api/internal/middleware"
+	"github.com/yuxingu/digital-psychology/apps/api/internal/service/admin"
+	"github.com/yuxingu/digital-psychology/apps/api/pkg/response"
+)
+
+func (h *AdminHandler) registerCrisis(authed *gin.RouterGroup) {
+	g := authed.Group("/crisis")
+	g.GET("/policies", middleware.RequireAdminPermission(h.Svc, admin.PermCrisisRead), h.ListCrisisPolicies)
+	g.GET("/policies/:id", middleware.RequireAdminPermission(h.Svc, admin.PermCrisisRead), h.GetCrisisPolicy)
+	g.POST("/evaluate", middleware.RequireAdminPermission(h.Svc, admin.PermCrisisRead), h.EvaluateCrisis)
+}
+
+func (h *AdminHandler) ListCrisisPolicies(c *gin.Context) {
+	items, err := h.Svc.ListCrisisPolicies(c.Request.Context())
+	if err != nil {
+		response.Fail(c, http.StatusInternalServerError, 50029, "list crisis policies failed")
+		return
+	}
+	response.OK(c, gin.H{"items": items})
+}
+
+func (h *AdminHandler) GetCrisisPolicy(c *gin.Context) {
+	id, err := uuid.Parse(c.Param("id"))
+	if err != nil {
+		response.Fail(c, http.StatusBadRequest, 40002, "invalid id")
+		return
+	}
+	row, err := h.Svc.GetCrisisPolicy(c.Request.Context(), id)
+	if errors.Is(err, admin.ErrCrisisPolicyNotFound) {
+		response.Fail(c, http.StatusNotFound, 40405, "crisis policy not found")
+		return
+	}
+	if err != nil {
+		response.Fail(c, http.StatusInternalServerError, 50030, "get crisis policy failed")
+		return
+	}
+	response.OK(c, row)
+}
+
+func (h *AdminHandler) EvaluateCrisis(c *gin.Context) {
+	var body struct {
+		Text string `json:"text"`
+	}
+	if err := c.ShouldBindJSON(&body); err != nil {
+		response.Fail(c, http.StatusBadRequest, 40000, "invalid body")
+		return
+	}
+	matches, err := h.Svc.EvaluateCrisis(c.Request.Context(), body.Text)
+	if err != nil {
+		response.Fail(c, http.StatusInternalServerError, 50031, "evaluate failed")
+		return
+	}
+	response.OK(c, gin.H{"matches": matches})
+}
diff --git a/apps/api/internal/integration/crisis_test.go b/apps/api/internal/integration/crisis_test.go
new file mode 100644
index 0000000..251c367
--- /dev/null
+++ b/apps/api/internal/integration/crisis_test.go
@@ -0,0 +1,103 @@
+package integration_test
+
+import (
+	"context"
+	"encoding/json"
+	"fmt"
+	"net/http"
+	"testing"
+	"time"
+
+	"github.com/google/uuid"
+	"golang.org/x/crypto/bcrypt"
+)
+
+func TestCrisisCarePolicies(t *testing.T) {
+	r, pool := setupAPIPool(t)
+	ctx := context.Background()
+	tok := adminLogin(t, r, "admin", "change-me")
+
+	_, code := doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/crisis/policies", nil, "")
+	if code != http.StatusUnauthorized {
+		t.Fatalf("expected 401, got %d", code)
+	}
+
+	limitedRoleID := uuid.New()
+	_, err := pool.Exec(ctx, `
+		INSERT INTO admin_roles(id, name, system) VALUES ($1,$2,false)`,
+		limitedRoleID, "cr_lim_"+limitedRoleID.String()[:8])
+	if err != nil {
+		t.Fatal(err)
+	}
+	_, err = pool.Exec(ctx, `
+		INSERT INTO admin_role_permissions(role_id, code) VALUES ($1,'admin.users.read')`, limitedRoleID)
+	if err != nil {
+		t.Fatal(err)
+	}
+	hash, err := bcrypt.GenerateFromPassword([]byte("limited-pass"), bcrypt.DefaultCost)
+	if err != nil {
+		t.Fatal(err)
+	}
+	limUser := fmt.Sprintf("crlim_%d", time.Now().UnixNano())
+	_, err = pool.Exec(ctx, `
+		INSERT INTO admin_accounts(username, password_hash, role_id) VALUES ($1,$2,$3)`,
+		limUser, string(hash), limitedRoleID)
+	if err != nil {
+		t.Fatal(err)
+	}
+	t.Cleanup(func() {
+		_, _ = pool.Exec(ctx, `DELETE FROM admin_accounts WHERE username=$1`, limUser)
+		_, _ = pool.Exec(ctx, `DELETE FROM admin_roles WHERE id=$1`, limitedRoleID)
+	})
+	limTok := adminLogin(t, r, limUser, "limited-pass")
+	_, code = doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/crisis/policies", nil, limTok)
+	if code != http.StatusForbidden {
+		t.Fatalf("expected 403, got %d", code)
+	}
+
+	start := time.Now()
+	env, code := doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/crisis/policies", nil, tok)
+	if code != 200 || env.Code != 0 {
+		t.Fatalf("list http=%d msg=%s", code, env.Message)
+	}
+	if time.Since(start) > 500*time.Millisecond {
+		t.Fatalf("list too slow %v", time.Since(start))
+	}
+	var list struct {
+		Items []struct {
+			ID     string `json:"id"`
+			Code   string `json:"code"`
+			System bool   `json:"system"`
+		} `json:"items"`
+	}
+	_ = json.Unmarshal(env.Data, &list)
+	if len(list.Items) < 1 {
+		t.Fatal("expected seeded crisis policies")
+	}
+	firstID := list.Items[0].ID
+
+	env, code = doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/crisis/policies/"+firstID, nil, tok)
+	if code != 200 {
+		t.Fatalf("get %d", code)
+	}
+
+	_, code = doAdminJSON(t, r, http.MethodGet, "/api/v1/admin/crisis/policies/"+fakeUUID(), nil, tok)
+	if code != http.StatusNotFound {
+		t.Fatalf("expected 404, got %d", code)
+	}
+
+	env, code = doAdminJSON(t, r, http.MethodPost, "/api/v1/admin/crisis/evaluate",
+		map[string]string{"text": "我真的不想活了"}, tok)
+	if code != 200 {
+		t.Fatalf("evaluate %d msg=%s", code, env.Message)
+	}
+	var ev struct {
+		Matches []struct {
+			Code string `json:"code"`
+		} `json:"matches"`
+	}
+	_ = json.Unmarshal(env.Data, &ev)
+	if len(ev.Matches) < 1 {
+		t.Fatalf("expected match, got %#v", ev)
+	}
+}
diff --git a/apps/api/internal/repository/crisis_repo.go b/apps/api/internal/repository/crisis_repo.go
new file mode 100644
index 0000000..5b7ff09
--- /dev/null
+++ b/apps/api/internal/repository/crisis_repo.go
@@ -0,0 +1,102 @@
+package repository
+
+import (
+	"context"
+	"errors"
+	"strings"
+	"time"
+
+	"github.com/google/uuid"
+	"github.com/jackc/pgx/v5"
+)
+
+// CrisisPolicyRow is CrisisCare CrisisPolicy catalog.
+type CrisisPolicyRow struct {
+	ID           uuid.UUID `json:"id"`
+	Code         string    `json:"code"`
+	Title        string    `json:"title"`
+	Severity     string    `json:"severity"`
+	Pattern      string    `json:"pattern"`
+	Action       string    `json:"action"`
+	HelplineText *string   `json:"helpline_text,omitempty"`
+	Active       bool      `json:"active"`
+	System       bool      `json:"system"`
+	UpdatedAt    time.Time `json:"updated_at"`
+}
+
+// CrisisMatch is one evaluate hit.
+type CrisisMatch struct {
+	Code         string  `json:"code"`
+	Title        string  `json:"title"`
+	Severity     string  `json:"severity"`
+	Action       string  `json:"action"`
+	HelplineText *string `json:"helpline_text,omitempty"`
+}
+
+// ListCrisisPolicies returns policies active-first.
+func (r *AdminRepo) ListCrisisPolicies(ctx context.Context) ([]CrisisPolicyRow, error) {
+	rows, err := r.Pool.Query(ctx, `
+		SELECT id, code, title, severity, pattern, action, helpline_text, active, system, updated_at
+		FROM crisis_policies
+		ORDER BY active DESC, severity DESC, code ASC`)
+	if err != nil {
+		return nil, err
+	}
+	defer rows.Close()
+	var out []CrisisPolicyRow
+	for rows.Next() {
+		var p CrisisPolicyRow
+		if err := rows.Scan(
+			&p.ID, &p.Code, &p.Title, &p.Severity, &p.Pattern, &p.Action, &p.HelplineText,
+			&p.Active, &p.System, &p.UpdatedAt,
+		); err != nil {
+			return nil, err
+		}
+		out = append(out, p)
+	}
+	return out, rows.Err()
+}
+
+// GetCrisisPolicy loads one policy.
+func (r *AdminRepo) GetCrisisPolicy(ctx context.Context, id uuid.UUID) (*CrisisPolicyRow, error) {
+	var p CrisisPolicyRow
+	err := r.Pool.QueryRow(ctx, `
+		SELECT id, code, title, severity, pattern, action, helpline_text, active, system, updated_at
+		FROM crisis_policies WHERE id=$1`, id,
+	).Scan(
+		&p.ID, &p.Code, &p.Title, &p.Severity, &p.Pattern, &p.Action, &p.HelplineText,
+		&p.Active, &p.System, &p.UpdatedAt,
+	)
+	if errors.Is(err, pgx.ErrNoRows) {
+		return nil, err
+	}
+	if err != nil {
+		return nil, err
+	}
+	return &p, nil
+}
+
+// EvaluateCrisisPolicies runs substring match preview (ops only).
+func (r *AdminRepo) EvaluateCrisisPolicies(ctx context.Context, text string) ([]CrisisMatch, error) {
+	policies, err := r.ListCrisisPolicies(ctx)
+	if err != nil {
+		return nil, err
+	}
+	lower := strings.ToLower(text)
+	var out []CrisisMatch
+	for _, p := range policies {
+		if !p.Active || p.Pattern == "" {
+			continue
+		}
+		if strings.Contains(lower, strings.ToLower(p.Pattern)) {
+			out = append(out, CrisisMatch{
+				Code: p.Code, Title: p.Title, Severity: p.Severity,
+				Action: p.Action, HelplineText: p.HelplineText,
+			})
+		}
+	}
+	if out == nil {
+		out = []CrisisMatch{}
+	}
+	return out, nil
+}
diff --git a/apps/api/internal/service/admin/crisis.go b/apps/api/internal/service/admin/crisis.go
new file mode 100644
index 0000000..a3f91de
--- /dev/null
+++ b/apps/api/internal/service/admin/crisis.go
@@ -0,0 +1,39 @@
+package admin
+
+import (
+	"context"
+	"errors"
+
+	"github.com/google/uuid"
+	"github.com/jackc/pgx/v5"
+
+	"github.com/yuxingu/digital-psychology/apps/api/internal/repository"
+)
+
+var ErrCrisisPolicyNotFound = errString("crisis policy not found")
+
+// ListCrisisPolicies returns CrisisPolicy catalog.
+func (s *Service) ListCrisisPolicies(ctx context.Context) ([]repository.CrisisPolicyRow, error) {
+	items, err := s.Repo.ListCrisisPolicies(ctx)
+	if err != nil {
+		return nil, err
+	}
+	if items == nil {
+		items = []repository.CrisisPolicyRow{}
+	}
+	return items, nil
+}
+
+// GetCrisisPolicy loads one policy.
+func (s *Service) GetCrisisPolicy(ctx context.Context, id uuid.UUID) (*repository.CrisisPolicyRow, error) {
+	row, err := s.Repo.GetCrisisPolicy(ctx, id)
+	if errors.Is(err, pgx.ErrNoRows) {
+		return nil, ErrCrisisPolicyNotFound
+	}
+	return row, err
+}
+
+// EvaluateCrisis runs read-only policy preview.
+func (s *Service) EvaluateCrisis(ctx context.Context, text string) ([]repository.CrisisMatch, error) {
+	return s.Repo.EvaluateCrisisPolicies(ctx, text)
+}
diff --git a/apps/api/internal/service/admin/rbac.go b/apps/api/internal/service/admin/rbac.go
index 4e513fe..1912d84 100644
--- a/apps/api/internal/service/admin/rbac.go
+++ b/apps/api/internal/service/admin/rbac.go
@@ -28,6 +28,7 @@ const (
 	PermAskFeedbackWrite     = "admin.ask.feedback.write"
 	PermContentSafetyRead    = "admin.content_safety.read"
 	PermAIConfigRead         = "admin.ai_config.read"
+	PermCrisisRead           = "admin.crisis.read"
 )
 
 var knownPermissions = map[string]struct{}{
@@ -37,7 +38,7 @@ var knownPermissions = map[string]struct{}{
 	PermUsersStatusWrite: {}, PermMembershipPlansRead: {}, PermMembershipPlansWrite: {},
 	PermMembershipCodesRead: {}, PermMembershipCodesWrite: {},
 	PermAskRead: {}, PermAskFeedbackWrite: {}, PermContentSafetyRead: {},
-	PermAIConfigRead: {},
+	PermAIConfigRead: {}, PermCrisisRead: {},
 }
 
 var (
diff --git a/apps/api/migrations/000023_crisis_policies.down.sql b/apps/api/migrations/000023_crisis_policies.down.sql
new file mode 100644
index 0000000..e1bd60f
--- /dev/null
+++ b/apps/api/migrations/000023_crisis_policies.down.sql
@@ -0,0 +1,4 @@
+-- ECR-022 down
+
+DELETE FROM admin_role_permissions WHERE code = 'admin.crisis.read';
+DROP TABLE IF EXISTS crisis_policies;
diff --git a/apps/api/migrations/000023_crisis_policies.up.sql b/apps/api/migrations/000023_crisis_policies.up.sql
new file mode 100644
index 0000000..e8b3162
--- /dev/null
+++ b/apps/api/migrations/000023_crisis_policies.up.sql
@@ -0,0 +1,49 @@
+-- ECR-022 CrisisCare CrisisPolicy
+
+CREATE TABLE IF NOT EXISTS crisis_policies (
+  id uuid PRIMARY KEY DEFAULT gen_random_uuid(),
+  code varchar(64) NOT NULL UNIQUE,
+  title varchar(128) NOT NULL,
+  severity varchar(16) NOT NULL
+    CHECK (severity IN ('high','critical')),
+  pattern text NOT NULL,
+  action varchar(32) NOT NULL
+    CHECK (action IN ('escalate','block','show_helpline')),
+  helpline_text text NULL,
+  active boolean NOT NULL DEFAULT true,
+  system boolean NOT NULL DEFAULT false,
+  created_at timestamptz NOT NULL DEFAULT now(),
+  updated_at timestamptz NOT NULL DEFAULT now()
+);
+
+CREATE INDEX IF NOT EXISTS idx_crisis_policies_active ON crisis_policies(active);
+
+INSERT INTO crisis_policies(code, title, severity, pattern, action, helpline_text, active, system)
+VALUES
+  (
+    'self_harm_critical',
+    '自伤/轻生危机',
+    'critical',
+    '不想活了',
+    'show_helpline',
+    '若你正处于危机，请立即联系身边可信的人，或拨打当地紧急援助/心理援助热线。愈心谷不能替代急救与专业干预。',
+    true,
+    true
+  ),
+  (
+    'violence_threat',
+    '暴力伤害威胁',
+    'high',
+    '弄死你',
+    'escalate',
+    NULL,
+    true,
+    true
+  )
+ON CONFLICT (code) DO NOTHING;
+
+INSERT INTO admin_role_permissions(role_id, code)
+SELECT r.id, 'admin.crisis.read'
+FROM admin_roles r
+WHERE r.name = 'super_admin'
+ON CONFLICT DO NOTHING;
diff --git a/docs/BACKEND_DESIGN/BD-2026-022-crisis-care.md b/docs/BACKEND_DESIGN/BD-2026-022-crisis-care.md
new file mode 100644
index 0000000..88839e8
--- /dev/null
+++ b/docs/BACKEND_DESIGN/BD-2026-022-crisis-care.md
@@ -0,0 +1,25 @@
+# Backend Design: ECR-022 CrisisCare
+
+| ID | BD-2026-022 |
+| Status | Approved |
+| Coding | Loop authorized |
+| Level | L2 |
+| Migration | YES 000023 |
+
+## Backend Change Boundary
+
+```text
+Domain: CrisisPolicy (read) + evaluate (no CrisisEvent write)
+App: AdminHandler → admin.Service → AdminRepo
+API: GET /admin/crisis/policies[+/:id]
+     POST /admin/crisis/evaluate
+Permission: admin.crisis.read
+Migration: 000023
+UI: admin-h5 /crisis
+```
+
+## Out of boundary
+
+CrisisEvent write · InterventionOutcome · policy publish · medical diagnosis · UGC · Payment
+
+Rollback: down migration + remove routes/UI
diff --git a/docs/CHANGELOG.md b/docs/CHANGELOG.md
index 5d021a4..701739c 100644
--- a/docs/CHANGELOG.md
+++ b/docs/CHANGELOG.md
@@ -2,6 +2,7 @@
 
 ## 2026-08-08
 
+- **ECR-022 Closed**：CrisisCare CrisisPolicy（`crisis_policies` · evaluate · admin-h5 `/crisis` · migration 000023）  
 - **ECR-021 Closed**：AICoreConfig SystemPrompt（`system_prompts` · admin-h5 `/ai` · migration 000022 · 只读）  
 
 ## 2026-08-07
diff --git a/docs/CODE_REVIEW/ECR-022.md b/docs/CODE_REVIEW/ECR-022.md
new file mode 100644
index 0000000..ad0087d
--- /dev/null
+++ b/docs/CODE_REVIEW/ECR-022.md
@@ -0,0 +1,8 @@
+# CODE_REVIEW — ECR-022
+
+**Verdict:** Approve → Closed
+
+Date: 2026-08-08 · Loop continuous
+
+- CrisisPolicy 只读 + evaluate；无 CrisisEvent 写  
+- Integration AC mapped · OpenAPI updated
diff --git a/docs/CONTRACT_DIFF/ECR-022.yaml b/docs/CONTRACT_DIFF/ECR-022.yaml
new file mode 100644
index 0000000..e29b9cd
--- /dev/null
+++ b/docs/CONTRACT_DIFF/ECR-022.yaml
@@ -0,0 +1,26 @@
+ecr: ECR-022
+capability: CrisisCare
+bounded_context: Content_Safety
+parent: WAVE0-FROZEN
+predecessor: ECR-021
+change:
+  type: additive
+breaking_change: false
+migration_required: true
+compatibility_notes: >
+  Adds crisis_policies catalog with system seeds and read/evaluate admin APIs.
+  Does not write CrisisEvent.
+
+apis:
+  - method: GET
+    path: /api/v1/admin/crisis/policies
+    change: added
+  - method: GET
+    path: /api/v1/admin/crisis/policies/{id}
+    change: added
+  - method: POST
+    path: /api/v1/admin/crisis/evaluate
+    change: added
+perms:
+  - code: admin.crisis.read
+    change: added
diff --git a/docs/ECR/ECR-022-crisis-care.md b/docs/ECR/ECR-022-crisis-care.md
new file mode 100644
index 0000000..26c0443
--- /dev/null
+++ b/docs/ECR/ECR-022-crisis-care.md
@@ -0,0 +1,19 @@
+# ECR-022
+
+**Title:** CrisisCare · CrisisPolicy（只读薄切片）  
+**Status:** **Closed**  
+**Closed:** 2026-08-08（Loop continuous）  
+**Parent:** WAVE0-FROZEN · **Predecessor:** ECR-021 Closed  
+**Change Level:** L2  
+
+## Change
+
+`crisis_policies` + `GET /admin/crisis/policies*` · `POST .../evaluate`；权限 `admin.crisis.read`；admin-h5「危机」页。  
+
+## Forbidden
+
+CrisisEvent 写 · 策略写发布 · 医疗诊断 · UGC · 真支付  
+
+## Linked
+
+Spec `ops-crisis-care.md` · BD-2026-022 · CONTRACT_DIFF/ECR-022.yaml · TEST_REPORT/ECR-022.md
diff --git a/docs/ENGINEERING_SPEC/ECR-022-crisis-care.md b/docs/ENGINEERING_SPEC/ECR-022-crisis-care.md
new file mode 100644
index 0000000..0420412
--- /dev/null
+++ b/docs/ENGINEERING_SPEC/ECR-022-crisis-care.md
@@ -0,0 +1,7 @@
+# ENGINEERING_SPEC — ECR-022
+
+1. migration 000023 crisis_policies + perm  
+2. AdminRepo list/get/evaluate  
+3. Admin API + OpenAPI  
+4. admin-h5 /crisis  
+5. Integration · Closed  
diff --git a/docs/HANDOFF/ECR-022-architect-to-engineer.md b/docs/HANDOFF/ECR-022-architect-to-engineer.md
new file mode 100644
index 0000000..cbd4e4a
--- /dev/null
+++ b/docs/HANDOFF/ECR-022-architect-to-engineer.md
@@ -0,0 +1,3 @@
+# HANDOFF — ECR-022 Architect → Engineer
+
+Loop continuous · Approved + Coding. Migration 000023. Forbidden: CrisisEvent写/UGC/真支付.
diff --git a/docs/HANDOFF/ECR-022-engineer-to-reviewer.md b/docs/HANDOFF/ECR-022-engineer-to-reviewer.md
new file mode 100644
index 0000000..b8386b9
--- /dev/null
+++ b/docs/HANDOFF/ECR-022-engineer-to-reviewer.md
@@ -0,0 +1,3 @@
+# HANDOFF — ECR-022 Engineer → Reviewer
+
+TestCrisisCarePolicies PASS · /crisis · Ready for Closed.
diff --git a/docs/PRODUCT_SPEC/ECR-022-crisis-care.md b/docs/PRODUCT_SPEC/ECR-022-crisis-care.md
new file mode 100644
index 0000000..296dd0d
--- /dev/null
+++ b/docs/PRODUCT_SPEC/ECR-022-crisis-care.md
@@ -0,0 +1,3 @@
+# PRODUCT_SPEC — ECR-022
+
+对齐 ops-crisis-care.md · Approved · Loop · L2 · CrisisPolicy 只读
diff --git a/docs/STATE/ECR-022.md b/docs/STATE/ECR-022.md
new file mode 100644
index 0000000..f9c36c9
--- /dev/null
+++ b/docs/STATE/ECR-022.md
@@ -0,0 +1,6 @@
+# STATE — ECR-022
+
+| Status | **Closed** |
+| Phase | closed |
+| Spec | ops-crisis-care.md |
+| Updated | 2026-08-08 |
diff --git a/docs/TASKS/TASK-022-ECR022.yaml b/docs/TASKS/TASK-022-ECR022.yaml
new file mode 100644
index 0000000..8c5422f
--- /dev/null
+++ b/docs/TASKS/TASK-022-ECR022.yaml
@@ -0,0 +1,12 @@
+id: TASK-022-ECR022
+ecr: ECR-022
+title: CrisisCare CrisisPolicy read
+role: engineer
+status: closed
+change_level: L2
+parent: WAVE0-FROZEN
+predecessor: ECR-021
+acceptance:
+  - Spec AC mapped
+  - CrisisPolicy read + evaluate only
+  - No CrisisEvent write / UGC / payment
diff --git a/docs/TEST_REPORT/ECR-022.md b/docs/TEST_REPORT/ECR-022.md
new file mode 100644
index 0000000..7069cc4
--- /dev/null
+++ b/docs/TEST_REPORT/ECR-022.md
@@ -0,0 +1,32 @@
+# TEST_REPORT — ECR-022 CrisisCare
+
+Date: 2026-08-08 · Loop continuous · commit: (pending)
+
+## Commands
+
+```bash
+cd apps/api && go test ./internal/integration/ -run TestCrisisCarePolicies -count=1
+npm run build:admin
+python3 scripts/ess-validate.py --phase review --ecr ECR-022
+python3 scripts/ess-gate-check.py --ecr ECR-022
+```
+
+## Results
+
+| Check | Result |
+|-------|--------|
+| TestCrisisCarePolicies | PASS |
+| build:admin | PASS |
+| ess-validate review | PASS |
+
+## AC
+
+| ID | Evidence |
+|----|----------|
+| AC-F-01 | list 含 system 种子 |
+| AC-F-02 | evaluate 命中 |
+| AC-F-03 | 未知 id → 404 |
+| AC-S-01 | 无 token → 401 |
+| AC-S-02 | 仅 users.read → 403 |
+| AC-P-01 | list &lt; 500ms |
+| AC-O-01 | evaluate 不写 Event |
diff --git a/docs/TRACEABILITY.md b/docs/TRACEABILITY.md
index df3582c..9a2f13f 100644
--- a/docs/TRACEABILITY.md
+++ b/docs/TRACEABILITY.md
@@ -26,3 +26,4 @@
 | ECR-019 | ContentSafety | **Closed** | Spec ops-content-safety · BD-2026-019 · migration 000020 · TEST_REPORT · CODE_REVIEW · Loop continuous |
 | ECR-020 | QualityFeedback | **Closed** | Spec ops-quality-feedback · BD-2026-020 · migration 000021 · TEST_REPORT · CODE_REVIEW · Loop continuous |
 | ECR-021 | AICoreConfig | **Closed** | Spec ops-ai-core-config · BD-2026-021 · migration 000022 · TEST_REPORT · CODE_REVIEW · Loop continuous |
+| ECR-022 | CrisisCare | **Closed** | Spec ops-crisis-care · BD-2026-022 · migration 000023 · TEST_REPORT · CODE_REVIEW · Loop continuous |
diff --git a/docs/WAVE0/LOOP_AUTHORIZATION.md b/docs/WAVE0/LOOP_AUTHORIZATION.md
index 003c7d9..8a32dcd 100644
--- a/docs/WAVE0/LOOP_AUTHORIZATION.md
+++ b/docs/WAVE0/LOOP_AUTHORIZATION.md
@@ -30,4 +30,4 @@ Human 明文：**直接用 Loop，不用人工确认。**
 
 | Done | Next |
 |------|------|
-| ECR-013A…021 Closed | **ECR-022** CrisisCare 薄切片（CrisisPolicy 只读优先）；禁真支付/UGC |
+| ECR-013A…022 Closed | **ECR-023** KnowledgeSource 薄切片（只读优先）或 Banner/OpsCMS；禁真支付/UGC |
diff --git a/proto/openapi.yaml b/proto/openapi.yaml
index 431d275..09716eb 100644
--- a/proto/openapi.yaml
+++ b/proto/openapi.yaml
@@ -555,6 +555,51 @@ paths:
         '404':
           description: Not found
 
+  /api/v1/admin/crisis/policies:
+    get:
+      tags: [admin]
+      summary: List CrisisPolicy
+      description: Requires admin.crisis.read
+      responses:
+        '200':
+          description: OK
+        '401':
+          description: Unauthorized
+        '403':
+          description: Forbidden
+
+  /api/v1/admin/crisis/policies/{id}:
+    get:
+      tags: [admin]
+      summary: Get CrisisPolicy
+      parameters:
+        - in: path
+          name: id
+          required: true
+          schema: { type: string, format: uuid }
+      responses:
+        '200':
+          description: OK
+        '404':
+          description: Not found
+
+  /api/v1/admin/crisis/evaluate:
+    post:
+      tags: [admin]
+      summary: Preview CrisisPolicy matches (no CrisisEvent write)
+      requestBody:
+        required: true
+        content:
+          application/json:
+            schema:
+              type: object
+              required: [text]
+              properties:
+                text: { type: string }
+      responses:
+        '200':
+          description: OK
+
   /api/v1/admin/orders:
     get:
       tags: [admin]