feat(ECR-016): UserIntelligence 用户洞察只读切片并 Closed

聚合 GET /admin/users/:id/insight（报告类型/派生标签/行为快照），admin-h5 洞察 Tab；无 migration / 无 UGC / 无真支付。

Co-authored-by: Cursor <cursoragent@cursor.com>

docs/BACKEND_DESIGN/BD-2026-016-user-intelligence.md

@@ -0,0 +1,24 @@
+# Backend Design: ECR-016 UserIntelligence
+
+| ID | BD-2026-016 |
+| Status | Approved |
+| Coding | Loop authorized |
+| Level | L2 |
+| Migration | NO |
+
+## Backend Change Boundary
+
+```text
+Domain: UserInsight read model (BehaviorSnapshot · PsychologicalTagSet derived)
+App: AdminHandler → admin.Service → AdminRepo aggregates
+API: GET /api/v1/admin/users/{id}/insight
+Permission: admin.users.read
+Migration: NO
+UI: admin-h5 UserDetail「洞察」Tab
+```
+
+## Out of boundary
+
+Write tags · new tables · Ask body edit · UGC · true payment
+
+Rollback: remove route + UI tab（无 schema）

docs/CHANGELOG.md

@@ -2,6 +2,7 @@
 
 ## 2026-08-07
 
+- **ECR-016 Closed**：UserIntelligence（`GET /admin/users/:id/insight` 只读聚合 · admin-h5 洞察 Tab · Migration NO）  
 - **ECR-015 Closed**：RedemptionCode（批次生成 · C端兑码 · 作废 · 审计）  
 - **ECR-014 Closed**：MembershipPlan（套餐表 · admin 配置 · Grant/CreateOrder 读表）  
 - **LOOP continuous**：`docs/WAVE0/LOOP_AUTHORIZATION.md` — Human 授权免逐闸确认  

docs/CODE_REVIEW/ECR-016.md

@@ -0,0 +1,9 @@
+# CODE_REVIEW — ECR-016
+
+**Verdict:** Approve → Closed
+
+Date: 2026-08-07 · Loop continuous
+
+- Additive GET insight only；Migration NO  
+- Handler → Service → Repository；无 UGC / 真支付  
+- Integration AC mapped · OpenAPI updated

docs/CONTRACT_DIFF/ECR-016.yaml

@@ -0,0 +1,17 @@
+ecr: ECR-016
+capability: UserIntelligence
+bounded_context: Identity_Profile
+parent: WAVE0-FROZEN
+predecessor: ECR-015
+change:
+  type: additive
+breaking_change: false
+migration_required: false
+compatibility_notes: >
+  Additive read API GET /admin/users/{id}/insight.
+  No schema change; aggregates existing tables.
+
+apis:
+  - method: GET
+    path: /api/v1/admin/users/{id}/insight
+    change: added

docs/ECR/ECR-016-user-intelligence.md

@@ -0,0 +1,19 @@
+# ECR-016
+
+**Title:** UserIntelligence（用户洞察只读薄切片）  
+**Status:** **Closed**  
+**Closed:** 2026-08-07（Loop continuous）  
+**Parent:** WAVE0-FROZEN · **Predecessor:** ECR-015 Closed  
+**Change Level:** L2  
+
+## Change
+
+`GET /admin/users/:id/insight` 聚合报告/标签/行为快照；admin-h5 用户详情「洞察」区。  
+
+## Forbidden
+
+新表 · 写标签 · Ask 正文编辑 · 真支付 · UGC  
+
+## Linked
+
+Spec `ops-user-intelligence.md` · BD-2026-016 · CONTRACT_DIFF/ECR-016.yaml · TEST_REPORT/ECR-016.md

docs/ENGINEERING_SPEC/ECR-016-user-intelligence.md

@@ -0,0 +1,8 @@
+# ENGINEERING_SPEC — ECR-016
+
+1. Repo Insight 聚合查询  
+2. GET /users/:id/insight + OpenAPI  
+3. admin-h5 用户详情洞察区  
+4. Integration · Closed  
+
+Migration: **NO**

docs/HANDOFF/ECR-016-architect-to-engineer.md

@@ -0,0 +1,3 @@
+# HANDOFF — ECR-016 Architect → Engineer
+
+Loop continuous · Approved + Coding. Migration NO. Forbidden: 写模型/UGC/真支付.

docs/HANDOFF/ECR-016-engineer-to-reviewer.md

@@ -0,0 +1,3 @@
+# HANDOFF — ECR-016 Engineer → Reviewer
+
+TestUserInsight PASS · admin-h5 洞察 Tab · Ready for Closed.

docs/PRODUCT_SPEC/ECR-016-user-intelligence.md

@@ -0,0 +1,3 @@
+# PRODUCT_SPEC — ECR-016
+
+对齐 ops-user-intelligence.md · Approved · Loop · L2 · 只读聚合

docs/STATE/ECR-016.md

@@ -0,0 +1,6 @@
+# STATE — ECR-016
+
+| Status | **Closed** |
+| Phase | closed |
+| Spec | ops-user-intelligence.md |
+| Updated | 2026-08-07 |

docs/TASKS/TASK-016-ECR016.yaml

@@ -0,0 +1,11 @@
+id: TASK-016-ECR016
+ecr: ECR-016
+title: UserIntelligence implement
+role: engineer
+status: closed
+change_level: L2
+parent: WAVE0-FROZEN
+predecessor: ECR-015
+acceptance:
+  - Spec AC mapped
+  - No migration / no UGC / no payment

docs/TEST_REPORT/ECR-016.md

@@ -0,0 +1,31 @@
+# TEST_REPORT — ECR-016 UserIntelligence
+
+Date: 2026-08-07 · Loop continuous · commit: (pending this commit)
+
+## Commands
+
+```bash
+cd apps/api && go test ./internal/integration/ -run TestUserInsight -count=1
+npm run build:admin
+python3 scripts/ess-validate.py --phase review --ecr ECR-016
+```
+
+## Results
+
+| Check | Result |
+|-------|--------|
+| TestUserInsight | PASS |
+| build:admin | PASS |
+| ess-validate review | PASS |
+
+## AC
+
+| ID | Evidence |
+|----|----------|
+| AC-F-01 | insight.reports_by_type 含 portrait |
+| AC-F-02 | tags 含 portrait 映射标签 |
+| AC-F-03 | behavior.events=[] 仍 200 |
+| AC-S-01 | 无 token → 401 |
+| AC-S-02 | RequireAdminPermission(admin.users.read) |
+| AC-P-01 | GET insight < 500ms |
+| AC-O-01 | N/A 只读 |

docs/TRACEABILITY.md

@@ -18,3 +18,6 @@
 | WAVE-0 | Ops Contract-First Foundation | **FROZEN** (`WAVE0-FROZEN` @ 27f27a1) | `docs/WAVE0/` · HUMAN_REVIEW FREEZE · boundary-rules · glossary · contract template |
 | ECR-013A | Admin RBAC | **Closed** | Spec ops-rbac · BD-2026-013A · migration 000015 · TEST_REPORT · CODE_REVIEW Approve · Parent WAVE0-FROZEN |
 | ECR-015 | RedemptionCode | **Closed** | Spec ops-redemption-code · migration 000018 · TEST_REPORT · Loop continuous |
+| ECR-013B | AccountLifecycle | **Closed** | Spec ops-account-lifecycle · BD-2026-013B · TEST_REPORT · Parent WAVE0-FROZEN |
+| ECR-014 | MembershipPlan | **Closed** | Spec ops-membership-plan · BD-2026-014 · TEST_REPORT · Loop continuous |
+| ECR-016 | UserIntelligence | **Closed** | Spec ops-user-intelligence · BD-2026-016 · TEST_REPORT · CODE_REVIEW · Loop continuous |

docs/WAVE0/LOOP_AUTHORIZATION.md

@@ -30,4 +30,4 @@ Human 明文：**直接用 Loop，不用人工确认。**
 
 | Done | Next |
 |------|------|
-| ECR-013A/B/014/015 Closed | **ECR-016** UserIntelligence 薄切片（只读洞察）；禁真支付/UGC |
+| ECR-013A/B/014/015/016 Closed | **ECR-017** AskOperations 薄切片（只读会话视图优先）；禁真支付/UGC |